1320 Meghan Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1320 Meghan Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,362 sqft · built 1984
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on File
Last Sale	$279,750 (Jun 2017)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-230-033`

Property Details

APN / Parcel Number

Primary APN	`03-03-230-033`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	956 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	9,405 sqft (0.216 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1320 MEGHAN AVE
City	ALGONQUIN
State	IL
Zip	60102-3761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 RIVERWOOD ESTATES UNIT 3
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	140
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1002
Census Tract	850106

Owner

1320 Meghan Ave is owned and occupied by an individual who bought it in June 2017.

Source: Kane County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Mar 11, 2026	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 12, 2017	Warranty Deed, Transfer · Conventional with PMI OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Jun 26, 2000 · Amount on File
Deed Document Number	201729842
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 9, 2026
Property Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Document Number	0000014165
Instrument Date	Mar 30, 2026
Instrument	202614165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761

Mortgage

Document Number	0000014165,
Date	Apr 9, 2026
Instrument	202614165

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2026
Property Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Document Number	0000009745
Instrument Date	Feb 26, 2026
Instrument	2026K009745
Record Updated	Mar 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761

Mortgage

Document Number	0000004697
Date	Feb 13, 2024
Instrument	2024K004697

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2064

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761

Mortgage

Document Number	0000011852
Date	Mar 2, 2022
Instrument	2022K011852

Lender

Name	LOANCARE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 12, 2017
Property Address	1320 MEGHAN AVE, ALGONQUIN, IL 60102-3761
Document Number	0000029842
Instrument Date	Apr 17, 2017
Instrument	29842
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 PRAIRIE SQ #115 SCHAUMBURG IL 601734123, 115, SCHAUMBURG, IL 60173-4123

Mortgage

Document Number	29843
Date	Jun 12, 2017
Instrument	29843

Lender

Name	OCMBC INC
Address	19000 MACARTHUR BLVD # 200, IRVINE, CA 92612-1420

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Meghan Ave was $6,411 with a homeowner's exemption, up 5.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,411.00 (+5.06%) Homeowner's exemption	$93,707 (+9.42%) Land $27,320 Building $66,387	$281,233 (+9.42%) Land $81,993 Building $199,241
2024	$6,102.00 Homeowner's exemption	$85,640 Land $24,968 Building $60,672	$257,023 Land $74,934 Building $182,089
2022	$5,945.00 (+3.23%) Homeowner's exemption	$74,819 (+5.91%) Land $22,465 Building $52,354	$224,457 (+5.91%) Land $67,395 Building $157,062
2021	$5,759.00 Homeowner's exemption	$70,644 Land $21,211 Building $49,433	$211,932 Land $63,633 Building $148,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Meghan Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1320 Meghan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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