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1320 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1320 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 644 sqft · built 1920
Lot Size0.119 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$64,500 (Mar 2016)
Tax Bill$2,160 (2025)
Deeds & MortgagesMar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN78548

Property Details

APN / Parcel Number

Primary APN78548
Alternative APN
  • 012630000102470100

Interior

Full Baths1 Bath
Stories1 Story
Building Area644 sqft Heated Area
Gross Area900 sqft
1st Floor Area560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,227 sqft (0.119 acres)
Lot Dimensions140 ft deep x 37 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area212 sqft
Deck Area252 sqft
FenceFence
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number78548
Street Address1320 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-4348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 247 LOT 10 & N 1/2 LOT 11 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block247
Legal Lot Number10-11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43500

Owner

Source: Osceola County records · APN 78548

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1407 13TH ST, SAINT CLOUD, FL 34769-4302
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2016 · Amount on Record
Deed SaleMar 31, 2016 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Document Number0049361740
Deed Book / Page004936 / 001740
Last Transfer DateMar 21, 2023
Transfer Doc0063732518
Record UpdatedJun 08, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2023
Property Address1320 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4348
Document Number0063732518
Book / Page6373 / 2518
Map ReferenceMB B PG 33&34
Instrument DateMar 16, 2023
Instrument2023031910
Transaction TypeTransfer
Record UpdatedApr 04, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1407 13TH ST, SAINT CLOUD, FL 34769-4302

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 13TH ST, SAINT CLOUD, FL 34769-4302

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,160.00 (+32.6%)$120,500 (+11.68%) Land $56,900 Building $63,600$120,500 (+11.68%) Land $56,900 Building $63,600
2023$1,629.00 (+11.81%)$107,900 (+15.4%) Land $46,100 Building $61,800$107,900 (+15.4%) Land $46,100 Building $61,800
2022$1,457.00$93,500 Land $38,400 Building $55,100$93,500 Land $38,400 Building $55,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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