1320 Marigold Dr, Cambridge, MN 55008 Property Records

Isanti County property record for 1320 Marigold Dr, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,016 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2021)
Tax Bill	$4,072 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.141.0120`

Property Details

APN / Parcel Number

Primary APN	`15.141.0120`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Building Area	1,016 sqft Heated Area
1st Floor Area	914 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	148 ft deep x 93 ft wide
Garage Area	596 sqft
Driveway	Driveway
Deck Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1320 MARIGOLD DR
City	CAMBRIDGE
State	MN
Zip	55008-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME NORTH RIDGE 3RD ADDITION LOT 003 BLOCK 003 SUBDIVISIONCD 15141
Legal Range	023
Legal Township	036
Legal Section	33
Legal Subdivision	NORTH RIDGE 3RD ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2025
Census Tract	130304

Owner

1320 Marigold Dr is owned and occupied by an individual who bought it in July 2021.

Source: Isanti County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 MARIGOLD DR, CAMBRIDGE, MN 55008-3746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTSTAR MORTGAGE CORP
Sep 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTSTAR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Property Address	1320 MARIGOLD DR, CAMBRIDGE, MN 55008-3746
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MARIGOLD DR, CAMBRIDGE, MN 55008-3746

Mortgage

Document Number	000A540590
Date	Oct 23, 2025
Instrument	A540590

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Property Address	1320 MARIGOLD DR, CAMBRIDGE, MN 55008-3746
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MARIGOLD DR, CAMBRIDGE, MN 55008-3746

Mortgage

Document Number	000A539910
Date	Sep 22, 2025
Instrument	A539910

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2065

Tax Assessment & Valuation

The 2026 property tax bill for 1320 Marigold Dr was $4,072.

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,072.00	$288,100 (-2.37%) Land $50,000 Building $238,100	$288,100 (-2.37%) Land $50,000 Building $238,100
2025		$295,100 Land $50,000 Building $245,100	$295,100 Land $50,000 Building $245,100
2023	$3,870.00 (+22.7%)	$283,100 Land $18,000 Building $265,100	$283,100 Land $18,000 Building $265,100
2022	$3,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Marigold Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Marigold Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, T-Mobile, Verizon.

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