1320 Main Ave, Libby, MT 59923 Property Records

Lincoln County property record for 1320 Main Ave, Libby, MT 59923

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 770 sqft · built 1950
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Tax Bill$1,511 (2023)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Mortgage
APNR565182

Property Details

APN / Parcel Number

Primary APNR565182
Alternative APNs
  • 56-4175-09-1-15-02-0000
  • 0000004647

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area770 sqft Living Area
1st Floor Area770 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions127 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000004647
Street Address1320 MAIN AVE
CityLIBBY
StateMT
Zip59923-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENNESSY ACRES, S09, T30 N, R31 W, BLOCK 1, LOT 9 - 10
Legal SubdivisionHENNESSY ACRES
Legal Block1
Legal Lot Number9,10
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group3
Census Block3050
Census Tract200

Owner

Source: Lincoln County records, as of August 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 MAIN AVE, LIBBY, MT 59923-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Warranty Deed, Transfer · VA Mortgage
CHURCHILL MORTGAGE CORP
Mar 23, 2020Warranty Deed, Transfer · FHA Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021
Deed SaleNov 3, 2021
Prior SaleMar 23, 2020
Deed Document Number297057
Deed Book / Page393 / 405
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateNov 3, 2021
Property Address1320 MAIN AVE, LIBBY, MT 59923-2625
Document Number393/405
Book / Page393 / 405
Instrument DateNov 3, 2021
Instrument297057
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyFIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 MAIN AVE, LIBBY, MT 59923-2625

Mortgage

Document Number297058
DateNov 3, 2021
Instrument297058
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateMar 23, 2020
Property Address1320 MAIN AVE, LIBBY, MT 59923-2625
Document Number381/672
Book / Page381 / 672
Instrument DateMar 23, 2020
Instrument284661
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 GLENDORA AVE, 198, LIBBY, MT 59923-2910

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LEWIS LOOP TRLR 14, 14, LIBBY, MT 59923-3238

Mortgage

Document Number4661
DateMar 23, 2020
Instrument4661
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityLibby City
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,511.00$182,400$182,400 Land $24,993 Building $157,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIBBY
serves 4,892 people · EPA ID MT0000274
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment failure
resolved · Mar 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Cable
1,000 / 50

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