1320 M St, Bakersfield, CA 93301 Property Records

Kern County property record for 1320 M St, Bakersfield, CA 93301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,076 sqft · built 1929
Lot Size	0.141 acres (6,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2018)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-430-21-00-8`

Property Details

APN / Parcel Number

Primary APN	`006-430-21-00-8`
Alternative APNs	`006-430-21-9` `0064302100` `00643021`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	1,076 sqft
Basement Area	224 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	6,136 sqft (0.141 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	006430219
Street Address	1320 M ST
City	BAKERSFIELD
State	CA
Zip	93301-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-C
Legal Description	CITY STARK , BLOCK 369, LOT PTN
Legal Subdivision	STARK TRACT
Legal Block	369
Legal Lot Number	15,16
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2104
Census Tract	1600

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 M ST, BAKERSFIELD, CA 93301-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STRATA FCU
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Sep 11, 2018	Grant Deed, Transfer ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Nov 23, 2011 · Amount on Record
Deed Document Number	2018119468
Prior Transfer Date	Oct 28, 2004
Prior Transfer Doc	0000312765
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1320 M ST, BAKERSFIELD, CA 93301-4628
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 M ST, BAKERSFIELD, CA 93301-4628

Mortgage

Document Number	0000125310
Date	Oct 11, 2023
Instrument	223125310

Lender

Name	STRATA FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1320 M ST, BAKERSFIELD, CA 93301-4628
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 M ST, BAKERSFIELD, CA 93301-4628

Mortgage

Document Number	0000179721
Date	Nov 24, 2020
Instrument	220179721

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 11, 2018
Property Address	1320 M ST, BAKERSFIELD, CA 93301-4628
Document Number	0000119468
Instrument Date	Jul 30, 2018
Instrument	119468
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 M ST BAKERSFIELD CA 933014628, BAKERSFIELD, CA 93301-4628

Mortgage

Document Number	119469
Date	Sep 11, 2018
Instrument	119469

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Mortgage

Document Number	119470,
Date	Sep 11, 2018
Instrument	119470

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,602 (+2%) Land $34,133 Building $119,469
2025	$2,482.00 (+3.85%)	$150,591 (+4.04%) Land $33,464 Building $117,127
2023	$2,390.00 (+2.58%)	$144,745 Land $32,165 Building $112,580
2022	$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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