1320 Lovers Lawn Trce, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 1320 Lovers Lawn Trce, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,490 sqft · built 2014
Lot Size	0.118 acres (5,180 sqft)
Owner	Individual Name on File
Last Sale	$731,500 (May 2022)
Tax Bill	$5,278 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-518-54`

Property Details

APN / Parcel Number

Primary APN	`007-518-54`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Heated Area
Gross Area	3,381 sqft
1st Floor Area	1,724 sqft
Upper Floors Area	646 sqft
Attic Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,180 sqft (0.118 acres)
Garage Area	510 sqft
Porch	Porch
Porch Area	341 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-518-54
Street Address	1320 LOVERS LAWN TRCE
City	CORNELIUS
State	NC
Zip	28031-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	L610 M51-450
Legal Subdivision	CORNELIUS TOD PH 2 MAP 1
Legal Lot Number	610
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1024
Census Tract	6409

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
May 6, 2022	Warranty Deed, Transfer
Sep 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage PBRE INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	0037318471
Deed Book / Page	37318 / 471
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331

Mortgage

Document Number	0000079101
Date	Apr 22, 2021
Book Page	35968/828
Instrument	2021079101

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 6, 2022
Property Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Document Number	0000069884
Book / Page	37318 / 471
Map Reference	MB 51 PG 450
Instrument Date	May 6, 2022
Instrument	2022069884
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 GARDNERS WAY, CORNELIUS, NC 28031-8172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127736
Date	Sep 21, 2017
Book Page	32134/405
Instrument	2017127736

Lender

Name	PBRE INC
Type	Non-Lending Institution
Address	STATESVILLE, NC 28687

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 11, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058308
Date	Apr 27, 2020
Book Page	34508/343
Instrument	2020058308

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1320 LOVERS LAWN TRCE, CORNELIUS, NC 28031-8331
Document Number	0000071398
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 LOVERS LAWN TRCE CORNELIUS NC 280318331, CORNELIUS, NC 28031-8331

Mortgage

Document Number	0000071398
Date	May 19, 2020
Book Page	034590/000236
Instrument	71398

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

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