1320 Lawrence Dr, Waco, TX 76710 Property Records

McLennan County property record for 1320 Lawrence Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,065 sqft · built 1954
Lot Size	0.283 acres (12,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,600 (Sep 2019)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-043701-002400-1`

Property Details

APN / Parcel Number

Primary APN	`48-043701-002400-1`
Alternative APNs	`4804370100240010111` `196084`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,065 sqft Living Area
Gross Area	1,329 sqft
1st Floor Area	1,065 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	160 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	30 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1320 LAWRENCE DR
City	WACO
State	TX
Zip	76710-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WEST CRESTVIEW LOT 7 BLOCK B ACRES .2828
Legal Subdivision	WEST CRESTVIEW
Legal Block	B
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 LAWRENCE DR, WACO, TX 76710-4844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Vendor's Lien, Transfer · FHA Mortgage AFFILIATED BANK
Jun 20, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Feb 2, 2010
Deed Document Number	201930528
Prior Transfer Date	Apr 16, 2018
Prior Transfer Doc	0000020305
Record Updated	Oct 29, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 11, 2019
Property Address	1320 LAWRENCE DR, WACO, TX 76710-4844
Document Number	0000030528
Map Reference	VOL 733 PG 592
Instrument Date	Sep 9, 2019
Instrument	2019030528
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20005 US HIGHWAY 27360, 20005, CLERMONT, FL 34715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1320 LAWRENCE DR, WACO, TX 76710-4844

Mortgage

Document Number	0000030529
Date	Sep 11, 2019
Instrument	2019030529

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000030530
Date	Sep 11, 2019
Instrument	2019030530

Lender

Name	TEXAS DEPARTMENT OF HSNG & COMMUNITY AFF
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 20, 2019
Property Address	1320 LAWRENCE DR, WACO, TX 76710-4844
Document Number	0000020305
Instrument Date	Jun 19, 2019
Instrument	20305
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20005 US HIGHWAY 27 #360 CLERMONT FL 347159009, 360, CLERMONT, FL 34715-9009

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,852 (-4.61%) Land $29,322 Building $130,530	$159,852 (-4.61%) Land $29,322 Building $130,530
2025	$1,190.00 (+20.08%) Homeowner's exemption Senior Citizen's exemption	$167,580 (+3.27%) Land $26,610 Building $140,970	$167,580 (+3.27%) Land $26,610 Building $140,970
2024	$991.00 (+17%)
2023		$162,270 Land $26,610 Building $135,660	$162,270 Land $26,610 Building $135,660
2022	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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