Madison County property record for 1320 Laurel St, Highland, IL 62249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 837 sqft · built 1917 |
| Lot Size | 0.213 acres (9,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Apr 2025) |
| Tax Bill | $521 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2023 Sale + 2 more |
| APN | 01-2-24-05-11-203-011 |
| Primary APN | 01-2-24-05-11-203-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 837 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,300 sqft (0.213 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1320 LAUREL ST |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMISSIONERS DIVISION OF KOEPFLI EST PT TR 7 62X150 PB 20 PG 86 |
| Legal Subdivision | COMMISSIONERS DIVISION OF KOEPFLI EST |
| Legal Tract | 7 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HELVETIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 403604 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Feb 21, 2023 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Nov 4, 2022 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 6, 2020 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 20259348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 30, 2023 |
| Property Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Document Number | 0000017280 |
| Map Reference | PB 3 PG 37 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023R17280 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Document Number | 0000017281 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023R17281 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 21, 2023 |
| Property Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Document Number | 0000004635 |
| Map Reference | PB 3 PG 37 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023R04635 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 5TH ST, EUREKA, CA 95501-0305 |
| Name | Verified Name |
|---|---|
| Address | 120 TAYLOR LAKE DR, TROY, IL 62294-1298 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 4, 2022 |
| Property Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Document Number | 0000035485 |
| Map Reference | PB 3 PG 37 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022R35485 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $61.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 TAYLOR LAKE DR, TROY, IL 62294-1298 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 6, 2020 |
| Property Address | 1320 LAUREL ST, HIGHLAND, IL 62249-2002 |
| Document Number | 0000000367 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 367 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 51 VERONICA AVE SOMERSET NJ 088733448, SOMERSET, NJ 08873-3448 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Helvetia Township |
| Municipality | Highland City |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $521.00 (-83.67%) | $51,850 (+26.9%) Land $12,870 Building $38,980 | $155,550 (+26.77%) Land $38,610 Building $116,940 |
| 2024 | $3,190.00 (-0.28%) | ||
| 2022 | $3,199.00 | $40,860 Land $10,140 Building $30,720 | $122,702 Land $30,450 Building $92,252 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND serves 10,674 people · EPA ID IL1190550 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Communication Services Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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