Black Hawk County property record for 1320 Holstein Pl, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,240 sqft · built 1970 |
| Lot Size | 0.505 acres (21,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2025) |
| Tax Bill | $4,824 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-11-378-002 |
| Primary APN | 8813-11-378-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,980 sqft (0.505 acres) |
| Lot Dimensions | 157 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 290 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1320 HOLSTEIN PL |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUERNSEYS SECOND ORANGE VIEW PLAT LOT 32 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 11 |
| Legal Subdivision | GUERNSEYS SECOND ORANGE VIEW |
| Legal Lot Number | 32 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3001 |
1320 Holstein Pl is owned and occupied by two individuals who bought it in June 2025.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 HOLSTEIN PL, WATERLOO, IA 50701-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION |
| Jun 16, 2025 | Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Deed Document Number | 20258493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 10, 2026 |
| Property Address | 1320 HOLSTEIN PL, WATERLOO, IA 50701-9277 |
| Document Number | 0000004905 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20264905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1320 HOLSTEIN PL, WATERLOO, IA 50701-9277 |
| Document Number | 0000004905, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20264905 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 16, 2025 |
| Property Address | 1320 HOLSTEIN PL, WATERLOO, IA 50701-9277 |
| Document Number | 0202508493 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 2025-08493 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1320 HOLSTEIN PL, WATERLOO, IA 50701-9277 |
| Document Number | 0202508494 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025-08494 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 1320 Holstein Pl was $4,824 with a homeowner's exemption, up 3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,824.00 (+30.03%) Homeowner's exemption | $236,380 Land $44,520 Building $191,860 | $236,380 Land $44,520 Building $191,860 |
| 2024 | $3,710.00 | ||
| 2023 | $203,350 (+8.53%) Land $44,520 Building $158,830 | $203,350 Land $44,520 Building $158,830 | |
| 2022 | $3,846.00 Homeowner's exemption | $187,370 Land $44,520 Building $142,850 | |
| 2021 | $187,370 Land $44,520 Building $142,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Holstein Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Holstein Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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