1320 Gracebrook Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 1320 Gracebrook Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,824 sqft · built 1998
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2020)
Tax Bill	$2,196 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`479E011`

Property Details

APN / Parcel Number

Primary APN	`479E011`
Alternative APN	`6338693`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Detached
Garage Area	1,280 sqft

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	140 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1320 GRACEBROOK DR
City	SALISBURY
State	NC
Zip	28147-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L35 .77AC
Legal Subdivision	GRACE RIDGE
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2009
Census Tract	51201

Owner

1320 Gracebrook Dr is owned and occupied by an individual who bought it in September 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 GRACEBROOK DR, SALISBURY, NC 28147-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER FCU
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Book / Page	1356 / 315
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1320 GRACEBROOK DR, SALISBURY, NC 28147-8108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013350251
Date	Sep 26, 2019
Book Page	1335/0251

Lender

Name	PREMIER FCU
Type	Credit Union
Address	GREENSBORO, NC 27415

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 11, 2020
Property Address	1320 GRACEBROOK DR, SALISBURY, NC 28147-8108
Document Number	0013560315
Book / Page	1356 / 315
Map Reference	PG 3187
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	STATEWIDE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1060, CHINA GROVE, NC 28023-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 GRACEBROOK DR, SALISBURY, NC 28147-8108

Mortgage

Document Number	1356316
Date	Sep 11, 2020
Instrument	1356/316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1320 GRACEBROOK DR, SALISBURY, NC 28147-8108
Document Number	0013230907
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 GRACEBROOK DR SALISBURY NC 281478108, SALISBURY, NC 28147-8108

Mortgage

Document Number	0013230907
Date	Mar 4, 2019
Book Page	001323/000907

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1320 Gracebrook Dr was $2,196.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,196.00	$324,232 Land $37,500 Building $286,732	$324,232 Land $37,500 Building $286,732
2023	$2,196.00	$324,232 Land $37,500 Building $286,732	$324,232 Land $37,500 Building $286,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Gracebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Gracebrook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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