DuPage County property record for 1320 Frederick Ln, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,193 sqft · built 1977 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 1994) |
| Tax Bill | $9,425 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-302-005 |
| Primary APN | 08-30-302-005 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 3,121 sqft |
| 1st Floor Area | 1,201 sqft |
| 2nd Floor Area | 992 sqft |
| Basement Area | 928 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1320 FREDERICK LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BAY COLONY SUBDIVISION |
| Legal Subdivision | BAY COLONY SUBDIVISION |
| Legal Lot Number | 117 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 846207 |
1320 Frederick Ln is owned and occupied by two individuals who acquired it in February 2002.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 1994 · Amount on File |
| Deed Sale | Jun 13, 1994 · Amount on File |
| Deed Document Number | 1994131701 |
| Last Transfer Date | Feb 13, 2002 |
| Transfer Doc | 0000060740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011731 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | R2018-011731 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000005730 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | R2019-005730 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000048398 |
|---|---|
| Date | May 14, 2020 |
| Instrument | R2020-048398 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 6, 2018 |
| Property Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Document Number | 0000050111 |
| Map Reference | DOCR70-15288 |
| Instrument Date | May 24, 2018 |
| Instrument | R2018-050111 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1320 FREDERICK LN, NAPERVILLE, IL 60565-1234 |
| Document Number | 0000050112 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | R2018-050112 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1320 Frederick Ln was $9,425 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,425.00 | $169,504 Land $85,382 Building $84,122 | $508,512 Land $256,146 Building $252,366 |
| 2022 | $8,040.00 Homeowner's exemption | $130,230 Land $65,600 Building $64,630 | $390,690 Land $196,800 Building $193,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Frederick Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Oct 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1320 Frederick Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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