1320 Fenwick Ln, Unit 509, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1320 Fenwick Ln, Unit 509, Silver Spring, MD 20910

Property Summary

Property Type	Condominium
Details	569 sqft · built 1964
Owner	Individual Name on File
Last Sale	$252,500 (Jun 2022)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03772797`

Property Details

APN / Parcel Number

Primary APN	`13-03772797`
Alternative APN	`03772797`

Interior

Building Area	569 sqft Living Area
1st Floor Area	569 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	03772797
Street Address	1320 FENWICK LN, 509
City	SILVER SPRING
State	MD
Zip	20910-3856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR5.0
Legal Description	THE OCTAVE CODM
Legal Subdivision	THE OCTAVE CODM
Legal Block	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	702503

Owner

1320 Fenwick Ln, Unit 509 is owned and occupied by an individual who bought it in June 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 FENWICK LN, 509, SILVER SPRING, MD 20910-3856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage TOWER FCU
Oct 23, 2018	Grant Deed, Transfer · Line of Credit F & N ENTS LLC
May 8, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Book / Page	65834 / 120
Record Updated	Sep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 1, 2022
Property Address	1320 FENWICK LN UNIT 509, 509, SILVER SPRING, MD 20910-3856
Document Number	0658340120
Book / Page	65834 / 120
Map Reference	PL 11430-11440
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	TITLE 24 LLC, TITLE 1 LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,156.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1320 FENWICK LN UNIT 509, 509, SILVER SPRING, MD 20910-3856

Mortgage

Document Number	0065834129
Date	Jun 1, 2022
Instrument	65834/129

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 23, 2018
Property Address	1320 FENWICK LN UNIT 509, 509, SILVER SPRING, MD 20910-3856
Document Number	0567850001
Book / Page	056785 / 000001
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1320 FENWICK LN #509 SILVER SPRING MD 209103856, 509, SILVER SPRING, MD 20910-3856

Mortgage

Document Number	567850007
Date	Oct 23, 2018
Book Page	056785/000007

Lender

Name	F & N ENTS LLC
Address	PO BOX 8881, RESTON, VA 20195-2781

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 22, 2019

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 8, 2017
Property Address	1320 FENWICK LN UNIT 509, 509, SILVER SPRING, MD 20910-3856
Document Number	0542520496
Book / Page	054252 / 000496
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Nov 18, 2017
Title Company	CLOSELINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 FENWICK LN #509 SILVER SPRING MD 209103856, 509, SILVER SPRING, MD 20910-3856

Mortgage

Document Number	542520501
Date	May 8, 2017
Book Page	054252/000501

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Fenwick Ln, Unit 509 was $3,266.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,000 (-) Land $82,500 Building $192,500	$275,000 (-) Land $82,500 Building $192,500
2025	$3,266.00	$275,000 Land $82,500 Building $192,500	$275,000 Land $82,500 Building $192,500
2023		$271,667	$290,000 Land $87,000 Building $203,000
2022	$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Fenwick Ln, Unit 509 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 Fenwick Ln, Unit 509 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, MoCoNet, Starry, Verizon.

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