1320 Fenwick Ln, Unit 401, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1320 Fenwick Ln, Unit 401, Silver Spring, MD 20910

Property Summary

Property Type	Condominium
Details	804 sqft · built 1964
Owner	2 Individual Names on Record
Last Sale	$408,000 (Aug 2023)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03772582`

Property Details

APN / Parcel Number

Primary APN	`13-03772582`
Alternative APN	`03772582`

Interior

Building Area	804 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	03772582
Street Address	1320 FENWICK LN, 401
City	SILVER SPRING
State	MD
Zip	20910-3855
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR5.0
Legal Description	UN 401 THE OCTAVE C
Legal Subdivision	THE OCTAVE CODM
Legal Block	2
Legal Unit	401
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	702503

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 FENWICK LN, 401, SILVER SPRING, MD 20910-3855
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 26, 2021	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Book / Page	67245 / 160
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 3, 2023
Property Address	1320 FENWICK LN UNIT 401, 401, SILVER SPRING, MD 20910-3855
Document Number	0672450160
Book / Page	67245 / 160
Map Reference	PL 11430-11440
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18444 FLOWER HILL WAY, GAITHERSBURG, MD 20879-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 FENWICK LN UNIT 401, 401, SILVER SPRING, MD 20910-3855

Mortgage

Document Number	0067245171
Date	Aug 3, 2023
Instrument	67245/171

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 26, 2021
Property Address	1320 FENWICK LN UNIT 401, 401, SILVER SPRING, MD 20910-3855
Document Number	0627280389
Book / Page	62728 / 389
Map Reference	PL 11430-11440
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 FENWICK LN UNIT 401, 401, SILVER SPRING, MD 20910-3855

Mortgage

Document Number	62728395
Date	Apr 26, 2021
Instrument	62728/395

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $111,000 Building $259,000	$370,000 (-) Land $111,000 Building $259,000
2025	$4,383.00 (+21.78%)	$370,000 (-3.73%) Land $111,000 Building $259,000	$370,000 (-5.13%) Land $111,000 Building $259,000
2023		$384,333 (+1.5%)	$390,000 (-) Land $117,000 Building $273,000
2022	$3,599.00	$378,667	$390,000 Land $117,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, MoCoNet, Starry, Verizon.

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