1320 Fenwick Ln, Unit 304, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1320 Fenwick Ln, Unit 304, Silver Spring, MD 20910

Property Summary

Property Type	Condominium
Details	483 sqft · built 1964
Owner	Individual Name on Record
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03772480`

Property Details

APN / Parcel Number

Primary APN	`13-03772480`
Alternative APN	`03772480`

Interior

Building Area	483 sqft Living Area
1st Floor Area	483 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	03772480
Street Address	1320 FENWICK LN, 304
City	SILVER SPRING
State	MD
Zip	20910-3854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR5.0
Legal Description	UN 304 THE OCTAVE C
Legal Subdivision	THE OCTAVE CODM
Legal Block	2
Legal Unit	304
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	702503

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4904 LONGMIRE WAY, CHANTILLY, VA 20151-2551
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 1, 2016	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1320 FENWICK LN UNIT 304, 304, SILVER SPRING, MD 20910-3854
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 FENWICK LN 304, 304, SILVER SPRING, MD 20910-3854

Mortgage

Document Number	0646630344
Date	Nov 23, 2021
Book Page	64663/344

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2051

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1320 FENWICK LN UNIT 304, 304, SILVER SPRING, MD 20910-3854
Document Number	0570110039
Instrument Date	Jun 1, 2016
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 FENWICK LN #304 SILVER SPRING MD 209103854, 304, SILVER SPRING, MD 20910-3854

Mortgage

Document Number	0570110039
Date	Dec 20, 2018
Book Page	057011/000039

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Dec 19, 2046

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $72,000 Building $168,000	$240,000 (-) Land $72,000 Building $168,000
2025	$2,855.00 (+29.54%)	$240,000 (-5.88%) Land $72,000 Building $168,000	$240,000 (-5.88%) Land $72,000 Building $168,000
2023		$255,000 Land $76,500 Building $178,500	$255,000 Land $76,500 Building $178,500
2022	$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, MoCoNet, Starry, Verizon.

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