1320 Enchante Way, Oceanside, CA 92056 Property Records

San Diego County property record for 1320 Enchante Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,227 sqft · built 2002
Lot Size	0.107 acres (4,650 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2017)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`161-742-19-00`

Property Details

APN / Parcel Number

Primary APN	`161-742-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,227 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,650 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1320 ENCHANTE WAY
City	OCEANSIDE
State	CA
Zip	92056-5672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 47 TR 014197
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	014197
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18522

Owner

1320 Enchante Way is owned and occupied by two individuals who bought it in January 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2017	Grant Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	201751441
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672

Mortgage

Document Number	0000194274
Date	Mar 12, 2021
Instrument	2021-0194274

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443245
Date	Oct 4, 2019
Instrument	2019-0443245

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672

Mortgage

Document Number	0000526055
Date	Sep 10, 2020
Instrument	2020-0526055

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Document Number	0000190257
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 ENCHANTE WAY OCEANSIDE CA 920565672, OCEANSIDE, CA 92056-5672

Mortgage

Document Number	0000190257
Date	Apr 15, 2020
Instrument	190257

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Document Number	0000287124
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 ENCHANTE WAY OCEANSIDE CA 920565672, OCEANSIDE, CA 92056-5672

Mortgage

Document Number	0000287124
Date	Jul 16, 2018
Instrument	287124

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Document Number	0000051441
Map Reference	MAP14197
Instrument Date	Jan 4, 2017
Instrument	2017-0051441
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1320 ENCHANTE WAY, OCEANSIDE, CA 92056-5672
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051442
Date	Jan 31, 2017
Instrument	2017-0051442

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000051443
Date	Jan 31, 2017
Instrument	2017-0051443

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Enchante Way was $6,964 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,241 (+2%) Land $355,752 Building $283,489
2025	$6,964.00 Homeowner's exemption	$626,708 Land $348,777 Building $277,931
2023	$6,618.00 (+1.57%) Homeowner's exemption	$602,375 Land $335,235 Building $267,140
2022	$6,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1320 Enchante Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 Enchante Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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