Merced County property record for 1320 el Portal Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 2002 |
| Lot Size | 0.286 acres (12,444 sqft) |
| Owner | Trust Name on File |
| Last Sale | $280,500 (Aug 2012) |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-562-015-000 |
| Primary APN | 006-562-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 3,135 sqft |
| 1st Floor Area | 2,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 12,444 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 006-562-015 |
|---|---|
| Street Address | 1320 EL PORTAL DR |
| City | MERCED |
| State | CA |
| Zip | 95340-0774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | OAKMONT VILLAGE UNIT NO.7 LOT 44 |
| Legal Subdivision | OAKMONT VILLAGE |
| Legal Lot Number | 44 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1101 |
1320 el Portal Dr is owner-occupied and held in a trust since June 2024.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1320 EL PORTAL DR, MERCED, CA 95340-0774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on File |
| Deed Sale | Aug 30, 2012 · Amount on File |
| Prior Sale | Mar 29, 2005 · Amount on File |
| Deed Document Number | 201230603 |
| Last Transfer Date | Jun 4, 2024 |
| Transfer Doc | 0000013234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1320 EL PORTAL DR, MERCED, CA 95340-0774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1320 EL PORTAL DR, MERCED, CA 95340-0774 |
| Document Number | 0000045460 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020045460 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2025 property tax bill for 1320 el Portal Dr was $3,899 with a homeowner's exemption, up 5.6% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,312 (+2%) Land $18,837 Building $333,475 | |
| 2025 | $3,899.00 (+5.61%) Homeowner's exemption | $345,405 Land $18,468 Building $326,937 |
| 2024 | $3,692.00 (+1.51%) | |
| 2023 | $3,637.00 (+1.51%) Homeowner's exemption | $331,994 Land $17,751 Building $314,243 |
| 2022 | $3,583.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1320 el Portal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 el Portal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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