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1320 Earnest St, Malvern, AR 72104 Property Records

Hot Spring County property record for 1320 Earnest St, Malvern, AR 72104

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,316 sqft · built 1940
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$57,500 (Jan 2021)
Tax Bill$65 (2023)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN700-04310-000

Property Details

APN / Parcel Number

Primary APN700-04310-000
Alternative APN
  • 21921

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2008
Exterior MaterialOther
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialShingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
DrivewayAsphalt Driveway
Driveway Area192 sqft
PorchSlab
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1320 EARNEST ST
CityMALVERN
StateAR
Zip72104-5150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN1/2 LOTS 11-12 BLOCK 3
Legal Range17W
Legal Township04S
Legal Section27
Legal SubdivisionMEYER-SULLENBERGER
Legal Block3
Legal Lot Number11,12
JurisdictionHOT SPRING AR
Township / Civil DivisionFENTER
Census Block Group1
Census Block1057
Census Tract20300

Owner

1320 Earnest St is owned and occupied by an individual who bought it in January 2021.

Source: Hot Spring County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1320 EARNEST ST, MALVERN, AR 72104-5150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on File
Deed SaleJan 15, 2021 · Amount on File
Prior SaleApr 7, 2006
Deed Book / Page361 / 282
Transfer Doc0280000999
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOT SPRING AR
Recording DateJan 15, 2021
Property Address1320 EARNEST ST, MALVERN, AR 72104-5150
Document Number000361/282
Book / Page361 / 282
Instrument DateJan 12, 2021
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyCOMMERCE TTL & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 EARNEST ST, MALVERN, AR 72104-5150

Mortgage

Document Number000489/246
DateJan 15, 2021
Book Page489/246
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyHot Spring County
MunicipalityMalvern City
Unified School DistrictMalvern Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$8,660 Land $1,200 Building $7,460
2023$65.00 Homeowner's exemption$8,660 Land $1,200 Building $7,460$43,300 Land $6,000 Building $37,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Earnest St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1997–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Earnest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALVERN WATERWORKS
serves 14,410 people · EPA ID AR0000237
Water SourceSurface water
Last State InspectionFeb 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: South Central Connect.

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