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1320 E Walnut St, Elkhart, IA 50073 Property Records

Polk County property record for 1320 E Walnut St, Elkhart, IA 50073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,654 sqft · built 2003
Lot Size1.84 acres (80,150 sqft)
Owner2 Individual Names on Record
Tax Bill$10,156 (2024)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN211/00005-003-013

Property Details

APN / Parcel Number

Primary APN211/00005-003-013
Alternative APN
  • 812327400017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,654 sqft Living Area
Gross Area6,023 sqft
1st Floor Area2,574 sqft
Basement Area2,574 sqft
Finished Basement80 sqft
Unfinished Basement2,494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area80,150 sqft (1.84 acres)
Lot Dimensions400 ft deep x 200 ft wide
Garage TypeAttached
Garage Area875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Deck Area272 sqft
Utility Building2,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1320 E WALNUT ST
CityELKHART
StateIA
Zip50073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 200F N 400F W 1/2 SE 1/4 SEC 27-81-23
Legal Range23W
Legal Township81N
Legal Section27
Legal SubdivisionSEC 27-81-23
JurisdictionPOLK IA
Township / Civil DivisionELKHART
Census Block Group2
Census Block2074
Census Tract10101

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1320 E WALNUT ST, ELKHART, IA 50073
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2025
Transfer Doc0000013496
Record UpdatedSep 20, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK IA
Recording DateDec 19, 2019
Property Address1320 E WALNUT ST, ELKHART, IA 50073
Document Number0000054689
Book / Page017634 / 000338
Instrument DateDec 13, 2019
Instrument54689
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$16,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2000 FULLER RD WEST DES MOINES IA 502655601, WEST DES MOINES, IA 50265-5601
InvestorPossibly a Property Investor

Mortgage

Document Number54691
DateDec 19, 2019
Book Page017634/000345
Instrument54691
Lender
NameTWO RIVERS BK
TypeBank
Address3025 INGERSOLL AVE, DES MOINES, IA 50312-4016
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityElkhart City
Unified School DistrictNorth Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$615,300 (+11.79%) Land $97,200 Building $518,100$615,300 (+11.79%) Land $97,200 Building $518,100
2024$10,156.00 (+12.22%)
2023$550,400 Land $85,400 Building $465,000$550,400 Land $85,400 Building $465,000
2020$9,050.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHART WATER SUPPLY
serves 882 people · EPA ID IA7730012
Water SourceGroundwater
Last State InspectionMar 2026
Also Mapped HereDES MOINES WATER WORKS
Lead1 ppb (2026)
action level 15 ppb
Copper1.38 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Windstream
DSL		200 / 20

May also be available: Huxley Communications Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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