1320 E St, Charleston, IL 61920 Property Records

Coles County property record for 1320 E St, Charleston, IL 61920

Property Summary

Property Type	Vacant Land
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 2023)
Tax Bill	$170 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-00924-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-00924-000`

Exterior

Lot Area	113,256 sqft (2.6 acres)

Location & Zoning

Street Address	1320 E ST
City	CHARLESTON
State	IL
Zip	61920-2526
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PT W1/2 NW1/4 SEC 20 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	20
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1017
Census Tract	600

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6765N N COUNTY ROAD 1320E, CHARLESTON, IL 61920-7949
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Jul 31, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2023807849
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1320 E ST, CHARLESTON, IL 61920-2526
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6765 N COUNTY ROAD 1320E, CHARLESTON, IL 61920-7949

Mortgage

Document Number	202600821439
Date	Feb 26, 2026
Instrument	202600821439

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	200 S BANKER ST, EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 31, 2023
Property Address	1320 E ST, CHARLESTON, IL 61920-2526
Document Number	202300807849
Instrument Date	Jul 27, 2023
Instrument	202300807849
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 15, 2021
Property Address	1320 E ST, CHARLESTON, IL 61920-2526
Document Number	202100797729
Instrument Date	Oct 11, 2021
Instrument	202100797729
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONEGATE DR, CHARLESTON, IL 61920-7885
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$170.00 (+3.03%)	$3,086 (+10.21%) Land $3,086	$9,258 (+10.21%) Land $9,258
2024	$165.00 (-1.2%)	$2,800 (+9.5%) Land $2,800	$8,400 (+9.5%) Land $8,400
2023		$2,557 (+1.67%) Land $2,557	$7,671 (+1.67%) Land $7,671
2022		$2,515 Land $2,515	$7,545 Land $7,545
2020	$167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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