1320 E Spring St, New Albany, IN 47150 Property Records

Floyd County property record for 1320 E Spring St, New Albany, IN 47150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1929
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on File
Last Sale	$172,100 (Sep 2019)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-05-02-800-641.000-008`

Property Details

APN / Parcel Number

Primary APN	`22-05-02-800-641.000-008`
Alternative APN	`0086860101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,354 sqft (0.077 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0086860101
Street Address	1320 E SPRING ST
City	NEW ALBANY
State	IN
Zip	47150-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 13 E 20' L 61 / W 10' L 63
Legal Subdivision	UPPER SPRING STREET 13
Jurisdiction	FLOYD IN
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3010
Census Tract	70400

Owner

1320 E Spring St is owned and occupied by an individual who bought it in September 2019.

Source: Floyd County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 E SPRING ST, NEW ALBANY, IN 47150-2840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SURE POINT EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	201914752
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0201513907
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Sep 16, 2019
Property Address	1320 E SPRING ST, NEW ALBANY, IN 47150-2840
Document Number	0201914752
Map Reference	PL 13
Instrument Date	Sep 12, 2019
Instrument	201914752
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9931 CORPORATE CAMPUS DR STE 1200, 1200, LOUISVILLE, KY 40223-5045

Mortgage

Document Number	0201914753
Date	Sep 16, 2019
Instrument	201914753

Lender

Name	CENTURY LENDING CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Aug 16, 2018
Property Address	1320 E SPRING ST, NEW ALBANY, IN 47150-2840
Document Number	0201812705
Map Reference	IN201513907
Instrument Date	Aug 6, 2018
Instrument	201812705
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 COVERED BRIDGE RD, SELLERSBURG, IN 47172-8602
Investor	Possibly a Property Investor

Mortgage

Document Number	0201812706
Date	Aug 16, 2018
Instrument	201812706

Lender

Name	SURE POINT EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1320 E Spring St was $1,365, up 3.3% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	New Albany Township
Municipality	New Albany City
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+3.33%)	$144,300 (+12.91%) Land $11,200 Building $133,100	$144,300 (+12.91%) Land $11,200 Building $133,100
2024	$1,321.00 (+39.79%)	$127,800 (+20.57%) Land $11,200 Building $116,600	$127,800 (+20.57%) Land $11,200 Building $116,600
2023	$945.00 (-8.61%)	$106,000 (-3.28%) Land $11,200 Building $94,800	$106,000 (-3.28%) Land $11,200 Building $94,800
2022	$1,034.00	$109,600 Land $11,200 Building $98,400	$109,600 Land $11,200 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 E Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 E Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - S. INDIANA private · serves 104,445 people · EPA ID IN5210005
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Community Wireless, T-Mobile, Verizon.

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