Hillsdale County property record for 1320 E Reading Rd, Hillsdale, MI 49242
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,604 sqft |
| Lot Size | 5.9 acres (257,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Apr 2022) |
| Tax Bill | $1,270 (2021) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-023-300-004-23-7-3 |
| Primary APN | 11-023-300-004-23-7-3 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Basement Area | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 257,004 sqft (5.9 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 1320 E READING RD |
|---|---|
| City | HILLSDALE |
| State | MI |
| Zip | 49242-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM S1/8 COR SW1/4 SEC TH N 660 FT TH E 390 FT TH S 660 FT TH W 390 FT TO POB SEC 23 T7S R3W 5.909 A M/L |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 50900 |
1320 E Reading Rd is owned by an individual who bought it in April 2022.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 324 WILLOW ST, JONESVILLE, MI 49250-1038 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Deed Document Number | 0001825294 |
| Deed Book / Page | 1825 / 294 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 27, 2022 |
| Property Address | 1320 E READING RD, HILLSDALE, MI 49242-9549 |
| Document Number | 001825/294 |
| Book / Page | 1825 / 294 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 E READING RD, 1320, HILLSDALE, MI 49242-9549 |
| Name | Verified Name |
|---|---|
| Address | 324 WILLOW ST, JONESVILLE, MI 49250-1038 |
| Document Number | 0018251235 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 1825-1235 |
| Name | COLONIAL NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Cambria Township |
| Unified School District | Hillsdale Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $87,100 | $173,529 Land $32,250 Building $141,279 | |
| 2021 | $1,270.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1320 E Reading Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1320 E Reading Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMCI Broadband Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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