1320 E Prairie Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 1320 E Prairie Ave, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Sep 2025)
Tax Bill	$7,391 (2023)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-17-417-013`

Property Details

APN / Parcel Number

Primary APN	`09-17-417-013`
Alternative APN	`09-17-417-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1320 E PRAIRIE AVE
City	DES PLAINES
State	IL
Zip	60016-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DESPLAINES) MANOR (TRACT1) IN SECS17 & 20 SEC 20-41-12
Legal Range	12E
Legal Township	41N
Legal Section	20
Legal Subdivision	DESPLAINES MANOR TRACT1
Legal Tract	1
Legal Block	10
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3006
Census Tract	806202

Owner

1320 E Prairie Ave is owned by an individual who bought it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5216 W CUYLER AVE, CHICAGO, IL 60641-1461
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 12, 2025	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Oct 11, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Deed Document Number	202523050
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0000023050
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2025
Property Address	1320 E PRAIRIE AVE, DES PLAINES, IL 60016-4307
Document Number	0025523050
Instrument Date	Sep 8, 2025
Instrument	2525523050
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E PRAIRIE AVE, DES PLAINES, IL 60016-4307

Mortgage

Document Number	0025523051
Date	Sep 12, 2025
Instrument	2525523051

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Sep 12, 2025
Property Address	1320 E PRAIRIE AVE, DES PLAINES, IL 60016-4307
Document Number	0025523049
Instrument Date	Sep 8, 2025
Instrument	2525523049
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 W CUYLER AVE, CHICAGO, IL 60641-1461

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Oct 11, 2023
Property Address	1320 E PRAIRIE AVE, DES PLAINES, IL 60016-4307
Document Number	0028457000
Instrument Date	Oct 6, 2023
Instrument	2328457000
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 E PRAIRIE AVE, DES PLAINES, IL 60016-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 W CUYLER AVE, CHICAGO, IL 60641-1461

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 Land $6,750 Building $30,250	$370,000 Land $67,500 Building $302,500
2023	$7,391.00 (+3.17%) Homeowner's exemption Senior Citizen's exemption	$34,000 (-) Land $6,000 Building $28,000	$340,000 (-) Land $60,000 Building $280,000
2022	$7,164.00 (+31.62%) Homeowner's exemption Senior Citizen's exemption	$34,000 (+43.43%) Land $6,000 Building $28,000	$340,000 (+43.43%) Land $60,000 Building $280,000
2021	$5,443.00 Homeowner's exemption Senior Citizen's exemption	$23,705 Land $4,875 Building $18,830	$237,050 Land $48,750 Building $188,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 E Prairie Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 256 condo units
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	13 of 31
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Sep 2008 · 11 claims Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1320 E Prairie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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