1320 E Hearne Way, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1320 E Hearne Way, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,460 sqft · built 1994
Lot Size	0.075 acres (3,308 sqft)
Owner	Individual Name on File
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-01-045`

Property Details

APN / Parcel Number

Primary APN	`309-01-045`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	916 sqft
2nd Floor Area	544 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,308 sqft (0.075 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1320 E HEARNE WAY
City	GILBERT
State	AZ
Zip	85234-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HERITAGE COVE AT WIND DRIFT MCR 313-4
Legal Range	06E
Legal Township	01S
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	HERITAGE COVE AT WIND DRIFT LOT 1-73 TR
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	422509

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 6, 2022	Beneficiary Deed, Transfer
May 3, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 6, 2022
Deed Sale	Jul 6, 2022
Prior Sale	Jul 12, 2007
Deed Document Number	20220553651
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000679539
Date	Jul 29, 2020
Instrument	20200679539

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027

Mortgage

Document Number	0000459936
Date	Jun 19, 2019
Instrument	20190459936

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027

Mortgage

Document Number	0000991606
Date	Sep 14, 2021
Instrument	20210991606

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2022
Property Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Document Number	0000553651
Map Reference	DOC 87-616343
Instrument Date	Jun 30, 2022
Instrument	20220553651
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 E HEARNE WAY, 1320, GILBERT, AZ 85234-6027

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2018
Property Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027
Document Number	0000340102
Map Reference	DOC87-616343
Instrument Date	Apr 9, 2018
Instrument	20180340102
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10632 E NORTH LN SCOTTSDALE RDB-466, 10632, SCOTTSDALE, AZ 85259-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E HEARNE WAY, GILBERT, AZ 85234-6027

Mortgage

Document Number	0000340103
Date	May 3, 2018
Instrument	20180340103

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000340104
Date	May 3, 2018
Instrument	20180340104

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Non-Lending Institution
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,800 (-0.06%)	$348,000 (-0.06%) Land $69,600 Building $278,400
2025	$1,222.00 (+3.3%)
2024		$34,820	$348,200 Land $69,600 Building $278,600
2023	$1,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Arizona Network, Verizon, Wi-Fiber.

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