1320 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1320 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,316 sqft · built 1991
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Mar 2023)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-03-416`

Property Details

APN / Parcel Number

Primary APN	`309-03-416`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,249 sqft
2nd Floor Area	1,067 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,447 sqft (0.148 acres)
Parking Spaces	3 Parking Spaces
Pool Area	301 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1320 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	PARK VILLAGE UNIT 4 MCR 329-43
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PARK VILLAGE UNIT 4
Legal Lot Number	45
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4005
Census Tract	422506

Owner

1320 E Encinas Ave is held in a trust since August 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	902 E SAN ANGELO AVE, GILBERT, AZ 85234-3514
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Intrafamily Transfer, Transfer
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 12, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Mar 24, 2023 · Amount on File
Deed Document Number	0000149691
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000445389
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 24, 2023
Property Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743
Document Number	0000445389
Map Reference	MB 329 PG 43
Instrument Date	Aug 24, 2023
Instrument	20230445389
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E SAN ANGELO AVE, GILBERT, AZ 85234-3514

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2023
Property Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743
Document Number	0000149691
Map Reference	MB 329 PG 43
Instrument Date	Mar 6, 2023
Instrument	20230149691
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	902 E SAN ANGELO AVE, GILBERT, AZ 85234-3514

Mortgage

Document Number	0000149692
Date	Mar 24, 2023
Instrument	20230149692

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609435
Date	Jul 9, 2020
Instrument	20200609435

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2019
Property Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743
Document Number	0000615008
Map Reference	MB 329 PG 43
Instrument Date	Jul 10, 2019
Instrument	20190615008
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 E ENCINAS AVE, 1320, GILBERT, AZ 85234-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743

Mortgage

Document Number	0000615009
Date	Aug 12, 2019
Instrument	20190615009

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2019
Property Address	1320 E ENCINAS AVE, GILBERT, AZ 85234-8743
Document Number	0000005008
Instrument Date	Jul 1, 2019
Instrument	5008
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E ENCINAS AVE GILBERT AZ 852348743, GILBERT, AZ 85234-8743

Tax Assessment & Valuation

The 2025 property tax bill for 1320 E Encinas Ave was $2,925.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,830	$498,300 Land $99,600 Building $398,700
2025	$2,925.00
2024		$49,670 (+20.06%)	$496,700 (+20.06%) Land $99,300 Building $397,400
2023		$41,370 Land $8,270 Building $33,100	$413,700 Land $82,700 Building $331,000
2022	$2,307.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 E Encinas Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 E Encinas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on E Encinas Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures