1320 E Clifton Ave, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1320 E Clifton Ave, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,260 sqft · built 2005
Lot Size	0.087 acres (3,824 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2010)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-45-078`

Property Details

APN / Parcel Number

Primary APN	`304-45-078`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	1,290 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,824 sqft (0.087 acres)
Parking Spaces	2 Parking Spaces
Pool Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1320 E CLIFTON AVE
City	GILBERT
State	AZ
Zip	85295-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPECTRUM AT VAL VISTA PARCEL 1 MCR 573-37
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 1
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1005
Census Tract	815402

Owner

Source: Maricopa County records · APN 304-45-078

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 09, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Jan 17, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 11, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2010 · Amount on Record
Deed Sale	Mar 03, 2010 · Amount on Record
Prior Sale	Feb 01, 2010 · Amount on Record
Deed Document Number	20100182358
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127

Mortgage

Document Number	0000140230
Date	Mar 11, 2026
Instrument	20260140230

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Feb 01, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127

Mortgage

Document Number	0000216807
Date	Mar 09, 2022
Instrument	20220216807

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 04, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Document Number	0000154393
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 03, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609

Mortgage

Document Number	0000154393
Date	Feb 24, 2020
Instrument	154393

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Document Number	0000154394
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 03, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E CLIFTON AVE GILBERT AZ 852957127, GILBERT, AZ 85295-7127

Mortgage

Document Number	0000154394
Date	Feb 24, 2020
Instrument	154394

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1320 E CLIFTON AVE, GILBERT, AZ 85295-7127
Document Number	0000562780
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 E CLIFTON AVE GILBERT AZ 852957127, GILBERT, AZ 85295-7127

Mortgage

Document Number	0000562780
Date	Aug 01, 2017
Instrument	562780

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,670 (-1.41%)	$446,700 (-1.41%) Land $89,300 Building $357,400
2025	$1,837.00 (+3.14%)
2024		$45,310	$453,100 Land $90,600 Building $362,500
2023	$1,781.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138154021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 597 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Clifton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures