1320 E Chicago St, Elgin, IL 60120 Property Records

Cook County property record for 1320 E Chicago St, Elgin, IL 60120

Property Summary

Property TypeParking Garage, Parking Structure
Details13,453 sqft · built 1992
Lot Size3.03 acres (131,987 sqft)
OwnerCompany Name on Record
Last Sale$2,500,000 (Oct 2024)
Tax Bill$97,201 (2023)
Deeds & MortgagesApr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-17-309-001

Property Details

APN / Parcel Number

Primary APN06-17-309-001
Alternative APN
  • 06-17-309-001-0000

Interior

Building Area13,453 sqft Gross Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area131,987 sqft (3.03 acres)

Location & Zoning

Street Address1320 E CHICAGO ST
CityELGIN
StateIL
Zip60120-4716
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Legal Range9E
Legal Township41N
Legal Section17
Legal SubdivisionPOPLAR CRK
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1010
Census Tract804405

Owner

Source: Cook County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1320 E CHICAGO ST, ELGIN, IL 60120-4716
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2024 · Amount on Record
Deed SaleOct 8, 2024 · Amount on Record
Prior SaleFeb 24, 2005 · Amount on Record
Deed Document Number202418044
Record UpdatedOct 29, 2026

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address1320 E CHICAGO ST, ELGIN, IL 60120-4716
Document Number1712239179
Instrument DateApr 3, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyCT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1385 E CHICAGO ST ELGIN IL 601204715, ELGIN, IL 60120-4715

Mortgage

Document Number1712239179
DateMay 2, 2017
Instrument12239179
Lender
NameJP MORGAN CHASE BK
TypeBank
Address201 N CENTRAL AVE # 26, PHOENIX, AZ 85004-1071
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$487,500 (+44.37%) Land $230,900 Building $256,600$1,950,000 (+44.37%) Land $923,600 Building $1,026,400
2023$97,201.00 (+2.9%)
2022$94,463.00$337,683 Land $197,914 Building $139,769$1,350,732 Land $791,656 Building $559,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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