Home Nebraska Buffalo County Kearney E 32nd St
1320 E 32nd St, Kearney, NE 68847 Property Records
Buffalo County property record for 1320 E 32nd St, Kearney, NE 68847
Property Summary
Property Type Single Family Home Details 5 bd · 0.5 ba · 988 sqft · built 1971 Lot Size 0.165 acres (7,200 sqft) Owner 2 Individual Names on File Last Sale $285,000 (Jun 2026) Tax Bill $2,713 (2025) Deeds & Mortgages Jun 2005 Mortgage Dec 2015 Mortgage + 6 more Flood Zone Zone X (minimal risk)APN 60599500018859
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Property Details APN / Parcel Number
Primary APN 60599500018859 Alternative APNs 3545-31-2-01060-004-0015 605995000
Interior
Bedrooms 5 Beds Full Baths 0.5 Baths Half Baths 1 Half Bath Plumbing Fixtures 10 Plumbing Fixtures Total Rooms 9 Rooms Stories 1 Story Building Area 988 sqft Total Area 1st Floor Area 988 sqft Basement Area 988 sqft Finished Basement 988 sqft Unfinished Basement 988 sqft
Exterior
Year Built Built 1971 Effective Year Built Effective 1971 Exterior Material Aluminum/Vinyl Construction Type Frame Roof Material Composition Shingle Lot Area 7,200 sqft (0.165 acres) Lot Dimensions 100 ft deep x 72 ft wide Garage Type Mixed Garage Area 884 sqft Driveway Concrete Driveway Parking Spaces 4 Parking Spaces Shed 1 Shed Shed Area 200 sqft
Utilities, Heating & Cooling Cooling System Central Heating System Forced Air with A/C
Location & Zoning Account Number 60599500018859 Street Address 1320 E 32ND ST City KEARNEY State NE Zip 68847-3817 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code SINGLE FAM Legal Description SUNNY ACRES 2ND SUB LT 15 BLK 4 Legal Subdivision SUNNY ACRES 2ND SUB Legal Block 4 Legal Lot Number 15 Jurisdiction BUFFALO NE Township / Civil Division 10 Census Block Group 2 Census Block 2009 Census Tract 969300
Owner
1320 E 32nd St is owned and occupied by two individuals who bought it in June 2026.
Source: Buffalo County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
Owner of Record 2 Individual Names on File Mailing Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Occupancy Owner Occupied Owner Type Individual Vesting Joint Tenants
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Deeds, Mortgages & Sale History
Date Document Jun 13, 2005 Deed of Trust, Mortgage COMMERCIAL FEDERAL BANK Dec 7, 2015 Deed of Trust, Mortgage US BANK NA Dec 6, 2010 Deed of Trust, Mortgage US BANK NA Sep 20, 2024 Deed of Trust, Mortgage · Conventional Mortgage US BANK NA Jun 1, 2026 Warranty Deed, Transfer · VA Mortgage USAA FSB Jun 1, 2026 Warranty Deed, Transfer · VA Mortgage USAA FSB Jan 27, 2021 Intrafamily Transfer, Transfer Aug 1, 2006 Warranty Deed, Transfer KEARNEY STATE BANK AND TRUST CO
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Jun 1, 2026 · Amount on File Deed Sale Jun 1, 2026 · Amount on File Prior Sale Aug 1, 2006 · Amount on File Deed Document Number 20262810 Prior Transfer Date Jan 22, 2021 Prior Transfer Doc 0202100731 Record Updated Oct 29, 2026
June 2005: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BUFFALO NE Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Transaction Type Mortgage Record Updated Jun 17, 2026 Title Company COMMERCIAL FEDERAL BANK
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000004978 Date Jun 13, 2005 Instrument 4978
Lender
Name COMMERCIAL FEDERAL BANK Address 13220 CALIFORNIA ST, OMAHA, NE 68154
Agreement
Amount Amount on Record Term 119 Months Due May 26, 2015
December 2015: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BUFFALO NE Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Transaction Type Mortgage Record Updated Jun 17, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0201507645 Date Dec 7, 2015 Instrument 2015-07645
Lender
Name US BANK NA Type Bank Address PORTLAND, OR 97204
Agreement
Amount Amount on Record Term 154 Months Due Oct 15, 2028
December 2010: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BUFFALO NE Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Transaction Type Mortgage Record Updated Jun 17, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000008097 Date Dec 6, 2010 Instrument 8097
Lender
Name US BANK NA Address 4801 FREDERICA ST, OWENSBORO, KY 42301
Agreement
Amount Amount on Record Term 180 Months Due Dec 1, 2025
September 2024: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BUFFALO NE Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Transaction Type Mortgage Record Updated Jun 17, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0202404274 Date Sep 20, 2024 Instrument 2024-04274
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 240 Months Due Oct 1, 2044
June 2026: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction BUFFALO NE Recording Date Jun 1, 2026 Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Document Number 0000002810 Instrument Date May 29, 2026 Instrument 20262810 Transaction Type Transfer Record Updated Jun 9, 2026 Title Company NEBRASKA TITLE
Transaction
Amount Amount on Record Loan-to-Value (LTV) LTV on Record Tax $66,781.20 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants Address 1320 E 32ND ST, KEARNEY, NE 68847-3817
Mortgage
Document Number 0000002811, Date Jun 1, 2026 Instrument 20262811
Lender
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Jun 1, 2056
Interest
Rate Type Adjustable Rate Rate 6.3% Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
June 2026: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction BUFFALO NE Recording Date Jun 1, 2026 Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Document Number 0202602810 Instrument Date May 29, 2026 Instrument 20262810 Transaction Type Transfer Record Updated Aug 25, 2026 Title Company NEBRASKA TITLE
Transaction
Amount Amount on Record Loan-to-Value (LTV) LTV on Record Tax $66,781.20 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants Address 1320 E 32ND ST, KEARNEY, NE 68847-3817
Mortgage
Document Number 0000002811, Date Jun 1, 2026 Instrument 20262811
Lender
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Jun 1, 2056
Interest
Rate Type Adjustable Rate Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
January 2021: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction BUFFALO NE Recording Date Jan 27, 2021 Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Document Number 0202100731 Instrument Date Jan 22, 2021 Instrument 2021-00731 Transaction Type Transfer Record Updated Jun 17, 2026
Transaction
Tax $0.00 Amount Accuracy No Consideration Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
August 2006: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction BUFFALO NE Recording Date Aug 1, 2006 Property Address 1320 E 32ND ST, KEARNEY, NE 68847-3817 Document Number 0000005894 Instrument 5894 Transaction Type Transfer Record Updated Jun 17, 2026
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000005895 Date Aug 1, 2006 Instrument 5895
Lender
Name KEARNEY STATE BANK AND TRUST CO Address 3015 2ND AVE, KEARNEY, NE 68847
Agreement
Amount Amount on Record Term 360 Months Due Aug 1, 2036
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Tax Assessment & Valuation
The 2025 property tax bill for 1320 E 32nd St was $2,713.
Source: Buffalo County assessment roll, as of February 3, 2026
Property Jurisdictions
Type Name State Nebraska County Buffalo County Municipality Kearney City Unified School District Kearney Public Schools (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $223,250 (+5.71%) Land $36,125 Building $187,125 $223,250 (+5.71%) Land $36,125 Building $187,125 2025 $2,713.00 $211,195 Land $36,125 Building $175,070 $211,195 Land $36,125 Building $175,070 2023 $3,043.00 $178,850 Land $35,070 Building $143,780 $178,850 Land $35,070 Building $143,780
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Flood
FEMA maps place 1320 E 32nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 3 in force Nearby Flood Claims 1 (2020) Claims Outside the SFHA 1 of 1 Most Recent Claim May 2020 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 1320 E 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Not ratedno burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System CITY OF KEARNEYserves 34,000 people · EPA ID NE3101906 Water Source Groundwater influenced by surface water Last State Inspection Feb 2026 Lead 6 ppb (2022–2024)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) Allo CommunicationsFiber 2,300 / 2,300 SpectrumCable 1,000 / 1,000
May also be available: Great Plains Communications, Prairie Hills Wireless, T-Mobile, Verizon.
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