1320 Delaware St, Gary, IN 46407 Property Records

Lake County property record for 1320 Delaware St, Gary, IN 46407

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,456 sqft · built 1928
Lot Size0.079 acres (3,441 sqft)
OwnerIndividual Name on Record
Last Sale$223,133 (Apr 2026)
Tax Bill$836 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jan 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN001-25-44-0284-0038

Property Details

APN / Parcel Number

Primary APN001-25-44-0284-0038
Alternative APNs
  • 45-08-10-158-023.000-004
  • 254402840038

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms15 Rooms
Stories1 Story
Building Area2,456 sqft Living Area
Gross Area3,684 sqft
1st Floor Area2,456 sqft
Basement Area1,228 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTriplex
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,441 sqft (0.079 acres)
Lot Dimensions108 ft deep x 32 ft wide
View / LotAlley
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1320 DELAWARE ST
CityGARY
StateIN
Zip46407-1419
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionGARY LAND COS. 10TH SUB. ALL L.37 BL.10
Legal SubdivisionGARY LAND COS. 10TH SUB
Legal Block10
Legal Lot Number37
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2013
Census Tract11700

Owner

Source: Lake County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 DELAWARE ST, GARY, IN 46407-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOAN
Jan 28, 2022Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleMar 11, 2024 · Amount on Record
Deed Document Number2026515637
Prior Transfer DateNov 5, 2012
Prior Transfer Doc0000078901
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 20, 2026
Property Address1320 DELAWARE ST, GARY, IN 46407-1419
Document Number0000515637
Instrument DateApr 17, 2026
Instrument2026.515637
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 DELAWARE ST, GARY, IN 46407-1419

Mortgage

Document Number0000515638,
DateApr 20, 2026
Instrument2026.515638
Lender
NameDIRECT MORTGAGE LOAN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Mortgage

Document Number0000515639,
DateApr 20, 2026
Instrument2026.515639
Lender
Agreement
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

January 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionLAKE IN
Recording DateJan 28, 2022
Property Address1320 DELAWARE ST, GARY, IN 46407-1419
Document Number0000003777
Instrument DateOct 7, 2021
Instrument2022-003777
Transaction TypeForeclosure
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2690 TYLER ST, GARY, IN 46407-3938

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,400 (-53.25%) Land $5,200 Building $9,200$14,400 (-53.25%) Land $5,200 Building $9,200
2024$836.00 (-39.29%)
2023$30,800 (+15.79%) Land $5,200 Building $25,600$30,800 (+15.79%) Land $5,200 Building $25,600
2022$1,377.00$26,600 Land $2,600 Building $24,000$26,600 Land $2,600 Building $24,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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