Lawrence County property record for 1320 David Rd, Mount Vernon, MO 65712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,720 sqft · built 1967 |
| Lot Size | 0.278 acres (12,099 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,200 (Aug 2026) |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099031004003014000 |
| Primary APN | 099031004003014000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,099 sqft (0.278 acres) |
| Lot Dimensions | 108 ft deep x 111 ft wide |
| Pool Area | 648 sqft |
| Deck Area | 602 sqft |
| Street Address | 1320 DAVID RD |
|---|---|
| City | MOUNT VERNON |
| State | MO |
| Zip | 65712-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVID RD,1320; BLOCK 2 HUDSON'S S/D MT.VERNON. ALL LOT 15. ALL OF ALLEY LYING S OF LOT 15 |
| Legal Range | 26 |
| Legal Township | 28 |
| Legal Section | 31 |
| Legal Subdivision | HUDSONS |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 470202 |
Source: Lawrence County records · APN 099031004003014000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Jan 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Jul 11, 2022 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Aug 26, 2020 | Intrafamily Transfer, Transfer |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2022 · Amount on Record |
| Deed Document Number | 20264328 |
| Deed Book / Page | 2026 / 4328 |
| Prior Transfer Date | Aug 26, 2020 |
| Prior Transfer Doc | 456/4272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Aug 10, 2026 |
| Property Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Number | 0000004328 |
| Book / Page | 2026 / 4328 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 20264328 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004329, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 2026/4329 |
| Instrument | 20264329 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000004330, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 2026/4330 |
| Instrument | 20264330 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Investor | Possibly a Property Investor |
| Document Number | 000460/243 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 460/243 |
| Instrument | 2024000245 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Jul 11, 2022 |
| Property Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Number | 00458/4007 |
| Book / Page | 458 / 4007 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-00004032 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Title Company | WACO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Investor | Possibly a Property Investor |
| Document Number | 0004584008 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 458/4008 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 00458/4009 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 458/4009 |
| Instrument | 2022-00004034 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Aug 26, 2020 |
| Property Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Number | 456/4272 |
| Book / Page | 456 / 4272 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-00004306 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 COUNTY RD 1540, 151, BUNKER, MO 63629 |
| Name | Verified Name |
|---|---|
| Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Jun 07, 2019 |
| Property Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Number | 455/2506 |
| Book / Page | 455 / 2506 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 2019-00002543 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Title Company | WACO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 DAVID RD, MOUNT VERNON, MO 65712-2106 |
| Document Number | 201900002544 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 2019-00002544 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
Source: Lawrence County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lawrence County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,320 (-) Land $2,360 Building $23,960 | ||
| 2025 | $1,293.00 | $26,320 (+9.85%) Land $2,360 Building $23,960 | $126,105 (-) |
| 2024 | $1,293.00 (+9.21%) | ||
| 2023 | $1,184.00 (+6.96%) | $23,960 Land $2,360 Building $21,600 | $126,105 |
| 2022 | $1,107.00 |
Source: FEMA National Flood Hazard Layer as of August 2, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 392 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON PWS serves 4,575 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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