1320 Daisy Ln, Temple, TX 76502 Property Records

Bell County property record for 1320 Daisy Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,677 sqft · built 2001
Lot Size	0.204 acres (8,884 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0098265111`

Property Details

APN / Parcel Number

Primary APN	`0098265111`
Alternative APNs	`233296` `752098`

Interior

Stories	2 Stories
Building Area	2,677 sqft Living Area
1st Floor Area	2,083 sqft
2nd Floor Area	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,884 sqft (0.204 acres)
Lot Dimensions	155 ft deep x 58 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	555 sqft

Location & Zoning

Street Address	1320 DAISY LN
City	TEMPLE
State	TX
Zip	76502-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEROW VILLAGE AT WILDFLOWER PHASE III, BLOCK 027, LOT 0020
Legal Subdivision	RIDGEROW VILLAGE AT WILDFLOWER PHASE III
Legal Block	27
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1020
Census Tract	21203

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 DAISY LN, TEMPLE, TX 76502-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2012
Deed Sale	Jul 5, 2012
Deed Document Number	201227226
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1320 DAISY LN, TEMPLE, TX 76502-4820
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047973
Date	Nov 15, 2017
Instrument	2017-00047973

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1320 DAISY LN, TEMPLE, TX 76502-4820
Document Number	0000047974
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 DAISY LN TEMPLE TX 765024820, TEMPLE, TX 76502-4820

Mortgage

Document Number	0000047974
Date	Nov 15, 2017
Instrument	47974

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (-22.68%) Homeowner's exemption Senior Citizen's exemption	$471,529 (+4.72%)	$472,376 (+4.9%) Land $50,637 Building $421,739
2024	$3,382.00 (-4.33%)
2023	$3,535.00 (-33.33%) Homeowner's exemption Senior Citizen's exemption	$450,292 Land $50,637 Building $399,655	$450,292 Land $50,637 Building $399,655
2022	$5,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Nextlink.

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