1320 Custer Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1320 Custer Ave, Cincinnati, OH 45208

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,085 sqft · built 1951
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2020)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022-0004-0015-00`

Property Details

APN / Parcel Number

Primary APN	`022-0004-0015-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,085 sqft
Basement Area	1,085 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 155 ft wide
Garage Type	Basement
Garage Area	1 sqft
Deck Area	Deck Area
Patio Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1320 CUSTER AVE
City	CINCINNATI
State	OH
Zip	45208-2525
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SF4
Legal Description	1320 CUSTER ST 55.40 X 100 IRR LOT 1-2 B T PAUL WISENALL SUB PARS 15-16 CONS
Legal Subdivision	PAUL WISENALL SUB
Legal Lot Number	1-2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	4800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage 1ST NATIONAL BANK
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Jan 23, 2026	Transfer on Death Deed, Transfer
Jan 3, 2020	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jan 3, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Jun 17, 1998 · Amount on Record
Deed Document Number	2020604
Deed Book / Page	14076 / 782
Prior Transfer Date	Aug 26, 2012
Prior Transfer Doc	0000000967
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525

Mortgage

Document Number	0000086787
Date	Dec 11, 2023
Book Page	15059/1149
Instrument	2023-0086787

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2024

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099877
Date	Dec 22, 2025
Book Page	15567/812
Instrument	2025-0099877

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 23, 2026
Property Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Document Number	0000005666
Book / Page	15588 / 1449
Map Reference	MB 35 PG 47
Instrument Date	Jan 14, 2026
Instrument	2026-0005666
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 3, 2020
Property Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Document Number	0000000604
Book / Page	14076 / 00782
Map Reference	MB 35 PG 47
Instrument Date	Dec 30, 2019
Instrument	2020-0000604
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000000605
Date	Jan 3, 2020
Instrument	2020-0000605

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jan 3, 2020
Property Address	1320 CUSTER AVE, CINCINNATI, OH 45208-2525
Document Number	0000000603
Book / Page	014076 / 000778
Instrument Date	Dec 30, 2019
Instrument	603
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 CUSTER AVE CINCINNATI OH 452082525, CINCINNATI, OH 45208-2525

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (-37.6%)	$71,554 (-36.69%) Land $71,554	$204,440 (-) Land $204,440
2024	$7,123.00 (+2.74%)	$113,015 (-) Land $71,554 Building $41,461
2023	$6,933.00 (+5.28%)	$113,015 (+17.42%) Land $71,554 Building $41,461	$204,440 (-25.66%) Land $204,440
2022	$6,585.00 Homeowner's exemption	$96,250 Land $63,154 Building $33,096
2020			$275,000 Land $180,440 Building $94,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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