Boulder County property record for 1320 Cumberland Dr, Longmont, CO 80504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,459 sqft · built 1998 |
| Lot Size | 0.117 acres (5,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,500 (Mar 2002) |
| Tax Bill | $3,388 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1205-36-3-04-010 |
| Primary APN | 1205-36-3-04-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 2,611 sqft |
| 1st Floor Area | 1,068 sqft |
| Upper Floors Area | 391 sqft |
| Basement Area | 711 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,075 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0123119 |
|---|---|
| Street Address | 1320 CUMBERLAND DR |
| City | LONGMONT |
| State | CO |
| Zip | 80504-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 4 WOLF CREEK FLG 1 |
| Legal Range | 69 |
| Legal Township | 3N |
| Legal Section | 36 |
| Legal Subdivision | WOLF CREEK FLG 1 - LG |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LONGMONT |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 13508 |
1320 Cumberland Dr is owned and occupied by two individuals who bought it in March 2002.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 CUMBERLAND DR, LONGMONT, CO 80504-8725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2002 · Amount on File |
| Deed Sale | Mar 4, 2002 · Amount on File |
| Prior Sale | Nov 19, 1999 · Amount on File |
| Deed Document Number | 20022260880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1320 CUMBERLAND DR, LONGMONT, CO 80504-8725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0003835511 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 3835511 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 1320 Cumberland Dr was $3,388.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Longmont City |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,604 (-2.08%) Land $4,064 Building $27,540 | $516,400 (-) Land $111,400 Building $405,000 | |
| 2025 | $3,388.00 | $32,276 Land $6,963 Building $25,313 | $516,400 Land $111,400 Building $405,000 |
| 2023 | $2,931.00 (+13.08%) | $34,753 (+32.67%) Land $7,651 Building $27,102 | $518,700 (+37.62%) Land $114,200 Building $404,500 |
| 2022 | $2,592.00 | $26,195 Land $5,727 Building $20,468 | $376,900 Land $82,400 Building $294,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1320 Cumberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1320 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextLight Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures