1320 Coventry Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 1320 Coventry Ct, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2019
Lot Size	0.165 acres (7,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Feb 2026)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-36-355262-001710`

Property Details

APN / Parcel Number

Primary APN	`25-28-36-355262-001710`
Alternative APNs	`362825355262001710` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,174 sqft (0.165 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	40 sqft

Location & Zoning

Street Address	1320 COVENTRY CT
City	WINTER HAVEN
State	FL
Zip	33880-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVENTRY COVE PHASE II PB 168 PGS 42-43 LOT 171
Legal Range	25E
Legal Township	28S
Legal Section	36
Legal Subdivision	COVENTRY COVE PHASE II
Legal Phase	II
Legal Block	2
Legal Lot Number	171
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2026	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Aug 28, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	202641892
Deed Book / Page	13888 / 1623
Prior Transfer Date	Oct 17, 2025
Prior Transfer Doc	0000041892
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000273626
Date	Oct 20, 2021
Book Page	11945/1018
Instrument	2021273626

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 23, 2025
Property Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Document Number	0000251223
Book / Page	13751 / 38
Map Reference	MB 168 PG 42&43
Instrument Date	Oct 17, 2025
Instrument	2025251223
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 SECRET ISLE WAY, NAVARRE, FL 32566-9837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939

Mortgage

Document Number	0001375140
Date	Oct 23, 2025
Instrument	13751/40

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	POLK FL
Recording Date	Feb 19, 2026
Property Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Document Number	0000041892
Book / Page	13888 / 1623
Map Reference	MB 168 PG 42&43
Instrument Date	Oct 17, 2025
Instrument	2026041892
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 SECRET ISLE WAY, NAVARRE, FL 32566-9837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 28, 2019
Property Address	1320 COVENTRY CT, WINTER HAVEN, FL 33880-1939
Document Number	0109560168
Book / Page	010956 / 000168
Instrument Date	Aug 23, 2019
Instrument	182750
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,392.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 COVENTRY CT WINTER HAVEN FL 338801939, WINTER HAVEN, FL 33880-1939

Mortgage

Document Number	109560169
Date	Aug 28, 2019
Book Page	010956/000169
Instrument	182751

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (-22.67%)	$187,160 (+2.9%)	$237,948 (-0.28%) Land $39,000 Building $198,948
2024	$2,457.00 (+8.24%) Homeowner's exemption	$181,885 (+3%)	$238,627 (-4.1%) Land $39,000 Building $199,627
2023	$2,270.00 (+3.42%) Homeowner's exemption	$176,587 (+3%)	$248,828 (+6.13%) Land $38,000 Building $210,828
2022	$2,195.00 Homeowner's exemption	$171,444	$234,464 Land $32,000 Building $202,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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