1320 Commodore Barney Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1320 Commodore Barney Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,778 sqft · built 1985
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Oct 2020)
Tax Bill	$222 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-191306`

Property Details

APN / Parcel Number

Primary APN	`01-191306`
Alternative APNs	`1191306` `191306`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,778 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	408 sqft
Deck Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	191306
Street Address	1320 COMMODORE BARNEY RD
City	SAINT LEONARD
State	MD
Zip	20685-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 53 SEC 21 ST LEONARD SHORES
Legal Subdivision	ST LEONARD SHORES
Legal Lot Number	53
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2005
Census Tract	860801

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Oct 22, 2020	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Feb 7, 1985 · Amount on Record
Deed Book / Page	5738 / 408
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914

Mortgage

Document Number	0065260400
Date	Jan 24, 2024
Book Page	6526/400

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058660054
Date	Feb 24, 2021
Book Page	5866/54

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060760338
Date	Sep 10, 2021
Book Page	6076/338

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054020032
Date	Jul 29, 2019
Book Page	5402/032

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 22, 2020
Property Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914
Document Number	0057380408
Book / Page	5738 / 408
Map Reference	MB ABE 1 FO 115
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1320 COMMODORE BARNEY RD, SAINT LEONARD, MD 20685-2914

Mortgage

Document Number	5738416
Date	Oct 22, 2020
Instrument	5738/416

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,500 (+19.19%) Land $254,900 Building $403,600	$658,500 (+19.19%) Land $254,900 Building $403,600
2025	$222.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$552,500 Land $254,900 Building $297,600	$552,500 Land $254,900 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commodore Barney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures