San Bernardino County property record for 1320 Cole Ln, Upland, CA 91784
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3 ba · 2,422 sqft · built 2005 |
| Lot Size | 0.156 acres (6,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,000 (Feb 2009) |
| Tax Bill | $9,894 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1044-751-40-0000 |
| Primary APN | 1044-751-40-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,185 sqft |
| 2nd Floor Area | 1,237 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,797 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 697 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1320 COLE LN |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-8062 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 16206 LOT 40 BOOK 304 PAGE 53 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 16206 |
| Legal Tract | 16206 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 819 |
Source: San Bernardino County records · APN 1044-751-40-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Nov 08, 2021 | Intrafamily Transfer, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Nov 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2009 · Amount on Record |
| Deed Sale | Feb 24, 2009 · Amount on Record |
| Prior Sale | Sep 08, 2008 · Amount on Record |
| Deed Document Number | 200978159 |
| Last Transfer Date | Oct 20, 2021 |
| Transfer Doc | 0000504086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Document Number | 0000290330 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025-0290330 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 08, 2021 |
| Property Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Document Number | 0000504086 |
| Map Reference | MB 304 PG 53-56 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-0504086 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 08, 2021 |
| Property Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Document Number | 0000504087 |
| Map Reference | MB 304 PG 53-56 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-0504087 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 COLE LN, UPLAND, CA 91784-8062 |
| Document Number | 0000504088 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0504088 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $558,333 (+2%) Land $192,806 Building $365,527 | |
| 2025 | $9,894.00 (+5.58%) Homeowner's exemption | $547,385 (+4.04%) Land $189,025 Building $358,360 |
| 2023 | $9,371.00 (-5.11%) Homeowner's exemption | $526,129 Land $181,685 Building $344,444 |
| 2022 | $9,876.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710008193, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 471 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3610050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF UPLAND serves 78,376 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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