Seminole County property record for 1320 Cochran Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1996 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Nov 2021) |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-32-301-0010-0000 |
| Primary APN | 20-20-32-301-0010-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Area | 549 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 486 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1320 COCHRAN RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 20 TWP 20S RGE 32E ALL N OF COCHRAN RD IN NE 1/4 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 20 |
| Legal Subdivision | COPELAND HILLS 5 ACRE DEVELOPMENT |
| Legal Tract | 301 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1967 GENOVA DR, OVIEDO, FL 32765-7222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Jul 6, 2010 · Amount on Record |
| Deed Document Number | 2021149417 |
| Deed Book / Page | 10095 / 1282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1320 COCHRAN RD, GENEVA, FL 32732-9116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1967 GENOVA DR, OVIEDO, FL 32765-7222 |
| Document Number | 0107070797 |
|---|---|
| Date | Oct 7, 2024 |
| Book Page | 10707/797 |
| Instrument | 2024090668 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 1320 COCHRAN RD, GENEVA, FL 32732-9116 |
| Document Number | 0100951282 |
| Book / Page | 10095 / 1282 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021149417 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1967 GENOVA DR, 1967, OVIEDO, FL 32765-7222 |
| Name | Verified Name |
|---|---|
| Address | 1967 GENOVA DR, OVIEDO, FL 32765-7222 |
| Document Number | 100951284 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 10095/1284 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,203.00 (+0.77%) | $308,291 (+5.79%) | $308,291 (+5.79%) Land $95,460 Building $212,831 |
| 2023 | $4,171.00 (+8.37%) | $291,407 (+9.71%) | $291,407 (+3.56%) Land $90,687 Building $200,720 |
| 2022 | $3,849.00 | $265,609 | $281,378 Land $82,732 Building $198,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 6 (2005–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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