Sumner County property record for 1320 Coates Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,688 sqft · built 2018 |
| Owner | Individual Name on File |
| Last Sale | $237,780 (Nov 2018) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135F F 04400 |
| Primary APN | 083135F F 04400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1320 COATES LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB30 PG300 LOT37 PNT PCL 135-2.03 |
| Legal Subdivision | PATTERSON FARMS PH1 LT37 |
| Legal Block | 300 |
| Legal Lot Number | 37 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20903 |
1320 Coates Ln is owned and occupied by an individual who bought it in November 2018.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 COATES LN, GALLATIN, TN 37066-1768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit NASHVILLE POST OFFICE CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on File |
| Deed Sale | Nov 21, 2018 · Amount on File |
| Deed Document Number | 0000485552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1320 COATES LN, GALLATIN, TN 37066-1768 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0066750343 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 6675/343 |
| Instrument | 1526340 |
| Name | NASHVILLE POST OFFICE CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 7, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1320 COATES LN, GALLATIN, TN 37066-1768 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0055630118 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 5563/118 |
| Instrument | 1359691 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Nov 27, 2018 |
| Property Address | 1320 COATES LN, GALLATIN, TN 37066-1768 |
| Document Number | 0048550052 |
| Book / Page | 4855 / 052 |
| Map Reference | MB 4702 PG 392 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 1252604 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 COATES LN, GALLATIN, TN 37066-1768 |
| Document Number | 1252605 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 1252605 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1320 Coates Ln was $1,489.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 | $104,800 Land $20,000 Building $84,800 | |
| 2024 | $419,200 Land $80,000 Building $339,200 | ||
| 2023 | $2,105.00 (-0.33%) | $68,975 (-) Land $15,750 Building $53,225 | |
| 2022 | $2,112.00 | $68,975 Land $15,750 Building $53,225 | |
| 2021 | $275,900 Land $63,000 Building $212,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1320 Coates Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2010–2015) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Coates Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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