1320 Coates Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 1320 Coates Ln, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,688 sqft · built 2018
OwnerIndividual Name on File
Last Sale$237,780 (Nov 2018)
Tax Bill$1,489 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN083135F F 04400

Property Details

APN / Parcel Number

Primary APN083135F F 04400
Alternative APN
  • 135F F 04400

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,688 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainRolling
Garage TypeFinished
DrivewayDriveway
Driveway Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1320 COATES LN
CityGALLATIN
StateTN
Zip37066-1768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB30 PG300 LOT37 PNT PCL 135-2.03
Legal SubdivisionPATTERSON FARMS PH1 LT37
Legal Block300
Legal Lot Number37
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group2
Census Block2011
Census Tract20903

Owner

1320 Coates Ln is owned and occupied by an individual who bought it in November 2018.

Source: Sumner County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1320 COATES LN, GALLATIN, TN 37066-1768
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2025Deed of Trust, Mortgage · Line of Credit
NASHVILLE POST OFFICE CU
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 27, 2018Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on File
Deed SaleNov 21, 2018 · Amount on File
Deed Document Number0000485552
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address1320 COATES LN, GALLATIN, TN 37066-1768
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0066750343
DateSep 8, 2025
Book Page6675/343
Instrument1526340
Lender
NameNASHVILLE POST OFFICE CU
TypeCredit Union
AddressNASHVILLE, TN 37229
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 7, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address1320 COATES LN, GALLATIN, TN 37066-1768
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055630118
DateApr 13, 2021
Book Page5563/118
Instrument1359691
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateNov 27, 2018
Property Address1320 COATES LN, GALLATIN, TN 37066-1768
Document Number0048550052
Book / Page4855 / 052
Map ReferenceMB 4702 PG 392
Instrument DateNov 21, 2018
Instrument1252604
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,012.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 COATES LN, GALLATIN, TN 37066-1768

Mortgage

Document Number1252605
DateNov 27, 2018
Instrument1252605
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Coates Ln was $1,489.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,489.00$104,800 Land $20,000 Building $84,800
2024$419,200 Land $80,000 Building $339,200
2023$2,105.00 (-0.33%)$68,975 (-) Land $15,750 Building $53,225
2022$2,112.00$68,975 Land $15,750 Building $53,225
2021$275,900 Land $63,000 Building $212,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Coates Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (2010–2015)
Claims Outside the SFHA10 of 11
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Coates Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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