1320 Coastal Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1320 Coastal Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,621 sqft · built 2003
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Aug 2018)
Tax Bill	$12,451 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3975000F0056000R`

Property Details

APN / Parcel Number

Primary APN	`3975000F0056000R`
Alternative APNs	`R52300` `52300`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,621 sqft Living Area
Gross Area	4,276 sqft
1st Floor Area	3,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	961 sqft
Patio Area	639 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1320 COASTAL DR
City	ROCKWALL
State	TX
Zip	75087-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE PH 5 (THE SHORES), BLOCK F, LOT 56
Legal Subdivision	HILLSIDE PH 5 (THE SHORES)
Legal Block	F
Legal Lot Number	56
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2006
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 COASTAL DR, ROCKWALL, TX 75087-3190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage INTEGRITY MORTGAGE CORPORATION OF T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	201813932
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1320 COASTAL DR, ROCKWALL, TX 75087-3190
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023720
Date	Sep 7, 2021
Instrument	20210000023720

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1320 COASTAL DR, ROCKWALL, TX 75087-3190
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002030
Date	Jan 26, 2021
Instrument	20210000002030

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	133 Months
Due	Feb 1, 2032

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1320 COASTAL DR, ROCKWALL, TX 75087-3190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021963
Date	Dec 14, 2018
Instrument	20180000021963

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 3, 2018
Property Address	1320 COASTAL DR, ROCKWALL, TX 75087-3190
Document Number	0000013932
Map Reference	CAB D SL 323
Instrument Date	Aug 3, 2018
Instrument	20180000013932
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 TRANQUILITY LN, 71, DESTIN, FL 32541-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 CLOVER RDG, MC GREGOR, TX 76657-3469

Mortgage

Document Number	0000013933
Date	Aug 3, 2018
Instrument	20180000013933

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,185,738 (+1%)	$1,391,515 (-6.8%) Land $670,000 Building $721,515
2025	$12,451.00 (-13.72%) Homeowner's exemption Senior Citizen's exemption	$1,077,944 (+1.41%)	$1,493,018 (+40.45%) Land $670,000 Building $823,018
2024	$14,431.00 (+11.64%)
2023	$12,926.00 (-9.34%) Homeowner's exemption	$1,063,000 Land $470,800 Building $592,200	$1,063,000 Land $470,800 Building $592,200
2021	$14,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coastal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures