Merced County property record for 1320 Club Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,281 sqft · built 1997 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2017) |
| Tax Bill | $8,200 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-130-016-000 |
| Primary APN | 170-130-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 4,012 sqft |
| 1st Floor Area | 3,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 47,916 sqft |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 751 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 170-130-016 |
|---|---|
| Street Address | 1320 CLUB DR |
| City | MERCED |
| State | CA |
| Zip | 95340-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | COUNTRY CLUB LAKE ESTATES LOT 15 |
| Legal Subdivision | COUNTRY CLUB LAKE ESTATE |
| Legal Lot Number | 15 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2500 |
1320 Club Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 CLUB DR, MERCED, CA 95340-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Prior Sale | May 25, 2016 · Amount on File |
| Deed Document Number | 201728189 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 0000017872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1320 CLUB DR, MERCED, CA 95340-8335 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1320 CLUB DR, MERCED, CA 95340-8335 |
| Document Number | 0000022763 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021022763 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1320 Club Dr was $8,200 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $751,163 (+2%) Land $174,084 Building $577,079 | |
| 2025 | $8,200.00 Homeowner's exemption | $736,435 Land $170,671 Building $565,764 |
| 2023 | $6,860.00 (+1.33%) Homeowner's exemption | $634,311 Land $164,045 Building $470,266 |
| 2022 | $6,770.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1320 Club Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Club Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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