1320 Cline Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1320 Cline Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 2,432 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2020)
Tax Bill	$2,734 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`551 055`

Property Details

APN / Parcel Number

Primary APN	`551 055`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,432 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1320 CLINE RD
City	MOUNT ULLA
State	NC
Zip	28125-9805
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	L7 FLETCHERS RIDGE
Legal Subdivision	FLECHERS RIDGE SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2032
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 CLINE RD, MOUNT ULLA, NC 28125-9805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Book / Page	1358 / 211
Record Updated	Oct 29, 2026

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 7, 2020
Property Address	1320 CLINE RD, MOUNT ULLA, NC 28125-9805
Document Number	0013580211
Book / Page	1358 / 211
Map Reference	MB 9995 PG 8884
Instrument Date	Oct 6, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 CLINE RD, MOUNT ULLA, NC 28125-9805

Mortgage

Document Number	1358212
Date	Oct 7, 2020
Instrument	1358/212

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 22, 2020
Property Address	1320 CLINE RD, MOUNT ULLA, NC 28125-9805
Document Number	0013470085
Book / Page	001347 / 000085
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4098 MARYVILLE TN 378024098, MARYVILLE, TN 37802-4098
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,734.00 (+11.32%)	$408,117 (+11.33%) Land $79,200 Building $328,917	$408,117 (+11.33%) Land $79,200 Building $328,917
2023	$2,456.00	$366,576 Land $58,800 Building $307,776	$366,576 Land $58,800 Building $307,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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