Yellowstone County property record for 1320 Clarhill Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,695 sqft · built 1994 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,545 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B029360 |
| Primary APN | 000B029360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,264 sqft |
| Finished Basement | 1,137 sqft |
| Unfinished Basement | 127 sqft |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 298 sqft |
| Deck Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1320 CLARHILL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-8334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHHILL ESTATES SUB 1ST, S03, T02 S, R24 E, BLOCK 2, LOT 15 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | NORTHHILL ESTATES SUB 1ST |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1902 |
1320 Clarhill Rd is owned and occupied by two individuals.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 CLARHILL RD, LAUREL, MT 59044-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit YELLOWSTONE BANK |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit YELLOWSTONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1320 CLARHILL RD, LAUREL, MT 59044-8334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003915169 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 3915169 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 25, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1320 CLARHILL RD, LAUREL, MT 59044-8334 |
| Document Number | 0003829143 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1320 CLARHILL RD LAUREL MT 590448334, LAUREL, MT 59044-8334 |
| Document Number | 0003829143 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 3829143 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 2, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1320 Clarhill Rd was $2,545, down 20.3% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,600 (-) Land $112,400 Building $417,200 | $529,600 (-) Land $112,400 Building $417,200 | |
| 2025 | $2,545.00 (-20.27%) | $529,600 Land $112,400 Building $417,200 | $529,600 Land $112,400 Building $417,200 |
| 2024 | $3,192.00 (+11.3%) | ||
| 2023 | $2,868.00 | $452,700 | $452,700 Land $85,596 Building $367,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Clarhill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Clarhill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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