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1320 Cherry St, Alma, MI 48801 Property Records

Gratiot County property record for 1320 Cherry St, Alma, MI 48801

Property Summary

Property TypeSingle Family Home
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Jun 2021)
Tax Bill$1,665 (2023)
Deeds & MortgagesJun 2021 Sale
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN51-354-861-10

Property Details

APN / Parcel Number

Primary APN51-354-861-10

Exterior

Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Street Address1320 CHERRY ST
CityALMA
StateMI
Zip48801-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRACE SHARRAR ADDITION, SEC 35-12-3, LOT 13, 14, AND 15 NEW PARCEL 2013 - FROM 354-861, 354-862 AND 354-863
Legal SubdivisionGRACE SHARRAR ADD
Legal Lot Number13-14
JurisdictionGRATIOT MI
Township / Civil DivisionALMA
Census Block Group2
Census Block2018
Census Tract500

Owner

1320 Cherry St is owned and occupied by an individual who bought it in June 2021.

Source: Gratiot County records, as of June 4, 2026

Owner of RecordIndividual Name on File
Mailing Address1320 CHERRY ST, ALMA, MI 48801-2009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Warranty Deed, Transfer
ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Jun 4, 2021Quit Claim Deed, Transfer
ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleMar 28, 2008 · Amount on File
Deed Document Number2021337392
Deed Book / Page1081 / 1437
Prior Transfer DateMay 20, 2021
Prior Transfer Doc1081/1439
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRATIOT MI
Recording DateJun 4, 2021
Property Address1320 CHERRY ST, ALMA, MI 48801-2009
Document Number1081/1437
Book / Page1081 / 1437
Instrument DateMay 28, 2021
Instrument337392
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$662.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1320 CHERRY ST, 1320, ALMA, MI 48801-2009

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 N WESTERN AVE, CHICAGO, IL 60645-5590

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRATIOT MI
Recording DateJun 4, 2021
Property Address1320 CHERRY ST, ALMA, MI 48801-2009
Document Number1081/1439
Book / Page1081 / 1439
Instrument DateMay 20, 2021
Instrument337393
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6445 N WESTERN AVE, 6445, CHICAGO, IL 60645-5590

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 CHERRY ST, ALMA, MI 48801-2009

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlma City
CountyGratiot County
Unified School DistrictAlma Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,200$80,400
2023$1,665.00 Homeowner's exemption$38,000$76,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Cherry St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1986–2020)
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALMA
serves 9,182 people · EPA ID MI0000140
Water SourcePurchased surface water from GRATIOT AREA WATER AUTHORITY
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Baraga Telephone Company
Fiber		1,000 / 1,000
Point Broadband
Fiber · Fixed Wireless		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
ISP Management
Fixed Wireless		200 / 40
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CMS Internet.

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