1320 Chelsey Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1320 Chelsey Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,455 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Apr 2024)
Tax Bill	$8,495 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026436-2410`

Property Details

APN / Parcel Number

Primary APN	`026436-2410`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,455 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	253 sqft
Patio Area	989 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1320 CHELSEY CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/75-81 ST JOHNS GOLF & COUNTRY CLUB UNIT 4 PHASE 3-A LOT 41 OR5924/493
Legal Range	28E
Legal Township	05S
Legal Section	28
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 4 PHA
Legal Phase	3
Legal Block	2
Legal Lot Number	41
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20908

Owner

1320 Chelsey Cir is owned and occupied by two individuals who bought it in April 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 CHELSEY CIR, SAINT AUGUSTINE, FL 32092-5092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	202423966
Deed Book / Page	5924 / 493
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 1, 2024
Property Address	1320 CHELSEY CIR, SAINT AUGUSTINE, FL 32092-5092
Document Number	0059240493
Book / Page	5924 / 493
Map Reference	MB 47 PG 75-81
Instrument Date	Mar 29, 2024
Instrument	2024023966
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	CROSSLAND TITLE, CROSSLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 STONEHURST PKWY, ST AUGUSTINE, FL 32092-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 CHELSEY CIR, ST AUGUSTINE, FL 32092-5092

Mortgage

Document Number	0005924494
Date	Apr 1, 2024
Instrument	5924/494

Lender

Name	AZUZA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Chelsey Cir was $8,495 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,847 (+0.19%) Land $154,000 Building $316,847	$470,847 (+0.19%) Land $154,000 Building $316,847
2025	$8,495.00 (+8.77%) Homeowner's exemption	$469,944	$469,944 Land $154,000 Building $315,944
2024	$7,810.00 (+5.67%)
2023	$7,391.00 (+9.06%)	$441,139 (+9.9%)	$441,139 (+9.9%) Land $145,000 Building $296,139
2022	$6,777.00	$401,418	$401,418 Land $123,200 Building $278,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Chelsey Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Chelsey Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000