1320 Cedar St, Elko, NV 89801 Property Records

Elko County property record for 1320 Cedar St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1971
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Dec 2021)
Tax Bill	$869 (2026)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-202-002`

Property Details

APN / Parcel Number

Primary APN	`001-202-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1320 CEDAR ST
City	ELKO
State	NV
Zip	89801-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SMITHS ADDITION FILE 43255
Legal Subdivision	SMITHS ADDITION
Legal Block	5
Legal Lot Number	11,12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2001
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3300 FEEDLOT RD, WINNEMUCCA, NV 89445-7738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NORTHWEST FARM CREDIT SERVICES FLCA
Aug 11, 2021	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2021799543
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000799542
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Dec 28, 2021
Property Address	1320 CEDAR ST, ELKO, NV 89801-3418
Document Number	0000799542
Instrument Date	Nov 30, 2021
Instrument	799542
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 MOUNTAIN CITY HWY UNIT 2, 2, ELKO, NV 89801-9516

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 28, 2021
Property Address	1320 CEDAR ST, ELKO, NV 89801-3418
Document Number	0000799543
Instrument Date	Nov 30, 2021
Instrument	799543
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 FEEDLOT RD, WINNEMUCCA, NV 89445-7738

Mortgage

Document Number	0000799544
Date	Dec 28, 2021
Instrument	799544

Lender

Name	NORTHWEST FARM CREDIT SERVICES FLCA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

August 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ELKO NV
Recording Date	Aug 11, 2021
Property Address	1320 CEDAR ST, ELKO, NV 89801-3418
Document Number	0000792971
Map Reference	FILE 43255
Instrument Date	Aug 5, 2021
Instrument	792971
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 MOUNTAIN CITY HWY UNIT 2, 2, ELKO, NV 89801-9516

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$869.00 (+5.46%)	$29,607 (-0.1%) Land $15,050 Building $14,557	$84,591 (-0.1%) Land $43,000 Building $41,591
2025	$824.00 (+5.78%)	$29,636 (+48.03%) Land $15,050 Building $14,586	$84,674 (+48.03%) Land $43,000 Building $41,674
2024	$779.00 (+11.6%)
2023	$698.00 (+8.05%)	$20,020 (+13.6%) Land $6,615 Building $13,405	$57,200 (+13.6%) Land $18,900 Building $38,300
2022	$646.00	$17,623 Land $6,615 Building $11,008	$50,351 Land $18,900 Building $31,451

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 71% of Nevada
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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