1320 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 1320 Cedar St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,929 sqft · built 1920
Lot Size	2.22 acres (97,052 sqft)
Owner	Individual Name on Record
Tax Bill	$605 (2024)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9525-006-0011-05`

Property Details

APN / Parcel Number

Primary APN	`9525-006-0011-05`
Alternative APN	`92511`

Interior

Full Baths	1 Bath
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1920
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	97,052 sqft (2.22 acres)
Lot Width	75 ft Width
Garage Area	252 sqft
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	9525-006-0011-05
Old Parcel Number	92511
Street Address	1320 CEDAR ST
City	BONHAM
State	TX
Zip	75418-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T E KENNEDY ADDN, BLOCK 6 & 8, LOT PT OF 1 & 2, ACRES 2.228
Legal Subdivision	T E KENNEDY ADD
Legal Block	6
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2003
Census Tract	950401

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1320 CEDAR ST, BONHAM, TX 75418-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006
Deed Sale	Jan 4, 2006
Deed Document Number	2006-0056
Deed Book / Page	1203 / 0095
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1320 CEDAR ST, BONHAM, TX 75418-2918
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2049/0529
Date	Jun 13, 2018
Book Page	2049/0529
Instrument	2018-3385

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,100 (+16.46%) Land $164,020 Building $72,080	$236,100 (+16.46%) Land $164,020 Building $72,080
2024	$605.00 (+7.84%)
2023		$202,730 Land $135,870 Building $66,860	$202,730 Land $135,870 Building $66,860
2018	$561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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