1320 Cape Sable Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 1320 Cape Sable Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,804 sqft · built 2001
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2012)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-23-SB-*-15`

Property Details

APN / Parcel Number

Primary APN	`26-36-23-SB-*-15`
Alternative APNs	`26-36-23-SB-00000.0-0015.00` `2623830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,804 sqft Living Area
Gross Area	4,850 sqft
1st Floor Area	2,424 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Width	75 ft Width
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	794 sqft
Porch	Finished/Open Porch
Porch Area	252 sqft
Deck Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2623830
Street Address	1320 CAPE SABLE DR
City	MELBOURNE
State	FL
Zip	32940-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAWGRASS AT SUNTREE PHASE THREE LOT 15
Legal Range	36E
Legal Township	26S
Legal Section	23
Legal Subdivision	SAWGRASS AT SUNTREE PHASE THREE
Legal Phase	3
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64128

Owner

1320 Cape Sable Dr is owned and occupied by two individuals who bought it in June 2012.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 CAPE SABLE DR, MELBOURNE, FL 32940-1487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012 · Amount on File
Deed Sale	Jun 4, 2012 · Amount on File
Prior Sale	Mar 6, 2007 · Amount on File
Deed Document Number	2012108256
Deed Book / Page	6614 / 783
Prior Transfer Date	Jun 7, 2007
Prior Transfer Doc	0057899579
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1320 CAPE SABLE DR, MELBOURNE, FL 32940-1487
Document Number	0079620246
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 CAPE SABLE DR MELBOURNE FL 329401487, MELBOURNE, FL 32940-1487

Mortgage

Document Number	0079620246
Date	Aug 16, 2017
Book Page	007962/000246
Instrument	171854

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Cape Sable Dr was $5,505 with a homeowner's exemption, up 7.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,100 (+2.7%)	$626,920 (-2.76%)
2025	$5,505.00 (+7.14%) Homeowner's exemption	$409,060	$644,730
2024	$5,138.00 (+1.52%)
2023	$5,061.00 (+7.2%) Homeowner's exemption	$385,970 (+3%)	$695,470 (+14.74%) Land $143,000 Building $552,470
2022	$4,721.00 Homeowner's exemption	$374,730	$606,150 Land $126,500 Building $479,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Cape Sable Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Cape Sable Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20