1320 Campus Ct, Westminster, MD 21157 Property Records

Carroll County property record for 1320 Campus Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,252 sqft · built 1989
Lot Size	0.589 acres (25,656 sqft)
Owner	2 Individual Names on File
Last Sale	$180,400 (Feb 1989)
Tax Bill	$4,651 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-100841`

Property Details

APN / Parcel Number

Primary APN	`07-100841`
Alternative APNs	`7100841` `100841`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,656 sqft (0.589 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100841
Street Address	1320 CAMPUS CT
City	WESTMINSTER
State	MD
Zip	21157-5956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 19 - 25656 SQ FT CAMPUS CT 29-160/161 CAMPUS HEIGHTS PLT A
Legal Subdivision	CAMPUS HEIGHTS
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3011
Census Tract	507802

Owner

1320 Campus Ct is owned and occupied by two individuals who bought it in February 1989.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 CAMPUS CT, WESTMINSTER, MD 21157-5956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1989 · Amount on File
Deed Sale	Feb 16, 1989 · Amount on File
Deed Book / Page	1132 / 674
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1320 CAMPUS CT, WESTMINSTER, MD 21157-5956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID ATLANTIC SETTLEMENT SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100410078
Date	Jan 8, 2021
Book Page	10041/178

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1320 Campus Ct was $4,651, up 8.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,651.00 (+8.14%)	$415,300 Land $121,700 Building $293,600	$415,300 Land $121,700 Building $293,600
2025	$4,301.00
2023	$3,634.00	$321,600 Land $121,700 Building $199,900	$321,600 Land $121,700 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Campus Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Campus Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20