1320 Cabello Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1320 Cabello Ct, Eldersburg, MD 21784

Property Summary

Property Type	Townhouse
Details	3 ba · 1,853 sqft · built 2001
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2020)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-101042`

Property Details

APN / Parcel Number

Primary APN	`05-101042`
Alternative APNs	`5101042` `101042`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,853 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Mixed
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	101042
Street Address	1320 CABELLO CT
City	SYKESVILLE
State	MD
Zip	21784-6143
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 11A - 0.0574 AC 1320 CABELLO CT 45-107/1 TYDINGS ACRES SC 1 AMND
Legal Subdivision	TYDINGS ACRES
Legal Lot Number	11A
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1006
Census Tract	505203

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 CABELLO CT, SYKESVILLE, MD 21784-6143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jan 25, 2017	Grant Deed, Transfer · Conventional Mortgage COASTAL LNDG GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Book / Page	9736 / 1
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 25, 2020
Property Address	1320 CABELLO CT, ELDERSBURG, MD 21784-6143
Document Number	0097360001
Book / Page	9736 / 1
Map Reference	MB 45 PG 108
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1320 CABELLO CT, ELDERSBURG, MD 21784-6143
Investor	Possibly a Property Investor

Mortgage

Document Number	0000973611
Date	Jun 25, 2020
Instrument	9736/11

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 25, 2017
Property Address	1320 CABELLO CT, ELDERSBURG, MD 21784-6143
Document Number	0085940164
Book / Page	008594 / 000164
Instrument Date	Jul 29, 2016
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ENDEAVOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 CABELLO CT SYKESVILLE MD 217846143, SYKESVILLE, MD 21784-6143

Mortgage

Document Number	85940168
Date	Jan 25, 2017
Book Page	008594/000168

Lender

Name	COASTAL LNDG GRP
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,000 (+17.66%)	$441,400 (+17.02%) Land $150,000 Building $291,400
2025	$4,359.00 (+8.08%) Homeowner's exemption
2023	$4,033.00 Homeowner's exemption	$356,967	$377,200 Land $150,000 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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