Orange County property record for 1320 Bessmor Rd, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 10 bd · 6.25 ba · 4,778 sqft · built 2021 |
| Lot Size | 0.157 acres (6,860 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,260,000 (Nov 2023) |
| Tax Bill | $17,873 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-21-30-9428-05-060 |
| Primary APN | 32-21-30-9428-05-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 6.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 4,778 sqft Living Area |
| Gross Area | 7,072 sqft |
| 1st Floor Area | 1,036 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,860 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1320 BESSMOR RD |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | WINTER PARK VILLAGE T/97 LOT 6 BLK E |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 32 |
| Legal Subdivision | WINTER PARK VILLAGE |
| Legal Tract | 9428 |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 15702 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1016 W YALE ST, ORLANDO, FL 32804-5748 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN MOMENTUM BANK |
| Oct 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on File |
| Deed Sale | Nov 15, 2023 · Amount on File |
| Prior Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 2023661753 |
| Prior Transfer Date | Feb 2, 2015 |
| Prior Transfer Doc | 0000077477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1016 W YALE ST, ORLANDO, FL 32804-5748 |
| Document Number | 0000086321 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 20240086321 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.57% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 15, 2023 |
| Property Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Document Number | 0000661753 |
| Map Reference | MB T PG 97 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 20230661753 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12885 SW 1ST LN # LN110, LN110, NEWBERRY, FL 32669-3583 |
| Name | Verified Name |
|---|---|
| Address | 1016 W YALE ST, ORLANDO, FL 32804-5748 |
| Document Number | 0000661754 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 20230661754 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.57% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Document Number | 0000738279 |
| Map Reference | MB T PG 97 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 20210738279 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,986.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 941092, MAITLAND, FL 32794-1092 |
| Name | Verified Name |
|---|---|
| Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Document Number | 0000738280 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 20210738280 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210113342 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 20210113342 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 30, 2020 |
| Property Address | 1320 BESSMOR RD, WINTER PARK, FL 32789-1302 |
| Document Number | 0000567205 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 567205 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 941092 MAITLAND FL 327941092, MAITLAND, FL 32794-1092 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,261,700 (+1%) | $1,294,570 (+12.87%) Land $300,000 Building $994,570 | |
| 2025 | $17,873.00 (+4.45%) | $1,147,000 (+37.51%) Land $300,000 Building $847,000 | $1,147,000 (+19.24%) Land $300,000 Building $847,000 |
| 2024 | $17,111.00 (+38.01%) | ||
| 2023 | $12,398.00 (+4.18%) Homeowner's exemption | $834,127 (+3%) | $961,889 (+13.24%) Land $250,000 Building $711,889 |
| 2022 | $11,901.00 Homeowner's exemption | $809,832 | $849,432 Land $250,000 Building $599,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures