1320 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1320 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,976 sqft · built 2009
Lot Size	0.133 acres (5,790 sqft)
Owner	Individual Name on File
Last Sale	$481,500 (Nov 2010)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-591-10-00`

Property Details

APN / Parcel Number

Primary APN	`122-591-10-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,976 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,790 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1320 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 19 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County assessment roll, APN 122-591-10-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1320 BELLINGHAM DR, OCEANSIDE, CA 92057-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2010 · Amount on Record
Deed Sale	Nov 09, 2010 · Amount on Record
Deed Document Number	2010608948
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 BELLINGHAM DR, OCEANSIDE, CA 92057-2725
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 BELLINGHAM DR, OCEANSIDE, CA 92057-2725

Mortgage

Document Number	0000516838
Date	Sep 04, 2020
Instrument	2020-0516838

Lender

Name	MERCHANTS HOME LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$628,803 (+2%) Land $209,083 Building $419,720
2025	$4,718.00 (+2.7%)	$616,475 (+4.04%) Land $204,984 Building $411,491
2023	$4,594.00 (-0.07%)	$592,538 Land $197,025 Building $395,513
2022	$4,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186193, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 504 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.